Head Of Credit

1 week ago


Delhi, Delhi, India upGrad Rekrut Full time
Responsible for Credit Underwriting of Small LAP.

Responsible for development of credit & risk management strategies for loans acquisition ensuring sustainable business growth & healthy portfolio for Small LAP products.

Setting up process structure for credit risk & quality framework including the policy, Early warning Signals, Post disbursement monitoring process, etc.

Managing portfolio, delinquency, PDD, vendors etc within TAT and in compliant manner. Lead a team of Credit Managers, State Credit Manager & Zonal Credit Manager. People & team recruitment, development through continuous training programs, ensuring a solid risk management culture.

Engaged in development, automation, implementation, review and monitoring of various credit policies, scorecard-based decision process, products improving revenues, making relevant changes in scorecard policies & process basis portfoliobehavior.

Candidate Profile Overall experience into Credit & Under-writing – 15 to 20 years Minimum 3-5 years' experience in School / Institution funding is mandatory.


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