Head Of Risk

1 week ago


Delhi, Delhi, India skillventory - A Leading Talent Research Firm Full time

Job Description (Detailed) Ability to evaluate Credit cards Product programs/Policies in line with regulatory guidelines and build strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations,Fraud, Reputation etc.)Excellent Product knowledge across all elements of Credit Cards Product & have a 360-degree view of the market, strong in risk management skills, ability to have foresight on portfoliodirection, strategy, loss estimates and how to control the same.

Conduct Portfolio Analysis and Monitor Portfolio delinquencies at a micro level, identification of segments, programs, locations, and profiles which are delinquent.

Ability to shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk-based pricingAnalytical and evaluation ability.

Understanding of data and ability to apply same for tracking portfolio performance trendsFacilitate implementation of technological interventions like scorecards, digital journeys, and automation to streamline processes from login to disbursalExcellent communication skills, both written and verbal.

Skilled to manage collaboration across stakeholders and facilitate timely deliveriesExercise due diligence and implement.

Communicates product positioning messaging that differentiates the Bank's products in the marketYour Contact Number & Email Address:
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