![Michael Page](https://media.trabajo.org/img/noimg.jpg)
Head of Risk- Personal loans
1 week ago
About Our Client
Fast growing lending fintech primarily in unsecured retail lending based out of Delhi NCR
Job Description
Job Responsibilities:
Credit Risk Strategy: Develop and implement the credit risk management strategy in alignment with the company's business objectives. Establish risk appetite and credit policies to manage portfolio risk effectively. Monitor credit trends and industry developments to proactively address potential risks. Data Analysis and Model Development: Oversee the design and development of credit risk models, including but not limited to credit scoring, portfolio analysis, stress testing, and provisioning models. Utilize advanced statistical and machine learning techniques to analyze credit data and predict default and delinquency rates. Continuously refine models and methodologies to improve the accuracy and effectiveness of credit risk assessments. Portfolio Management: Monitor and analyze the performance of the credit portfolio, identifying areas of concern and opportunities for improvement. Implement risk mitigation strategies to optimize the overall risk-return profile of the lending portfolio. Ensure compliance with relevant regulatory requirements and reporting obligations. Team Leadership: Lead and mentor a team of credit risk analysts and data scientists, fostering a culture of innovation, collaboration, and excellence. Provide guidance and support in complex risk-related decision-making processes. Encourage professional development within the team and promote a high-performing work environment. Cross-Functional Collaboration: Collaborate with product development, finance, and marketing teams to assess credit risk implications for new product offerings and marketing strategies. Engage with technology teams to enhance data infrastructure and drive automation in risk processes. Work with legal and compliance teams to ensure adherence to relevant regulations and best practices. Reporting and Communication: Present risk assessments, portfolio performance, and recommendations to senior management and other stakeholders. Communicate complex risk concepts and insights in a clear and concise manner to various audiences.The Successful Applicant
Requirements:
A master's or in finance, statistics, economics, mathematics, data science, or a related field. Proven experience (typically 15+ years) in credit risk management within the financial industry, preferably within a fintech or digital lending environment. Strong analytical and quantitative skills, with expertise in statistical modeling and data analysis techniques. Proficiency in programming languages such as Python, R, or SQL. Experience with credit risk modeling and analytics tools (, SAS, MATLAB, or similar). In-depth knowledge of regulatory requirements and industry best practices related to credit risk management. Demonstrated leadership experience, with the ability to lead and develop a high-performing team. Excellent communication skills and the ability to convey complex concepts to both technical and non-technical stakeholders. Strong problem-solving abilities and a proactive approach to risk management challenges.-
Regional Head-Personal Loan
1 week ago
Delhi, Delhi, India IDFC FIRST Bank Full timeJob Description Job Title - Regional Head -Personal Loan (DST) Business Unit - Retail Banking Job Purpose: The role entails scaling up the business for the Personal Loan lending for the designated region by developing strategies to expand the existing products, channels, segments and customer base by delivering banking needs to the customers in...
-
Regional Head-Personal Loan
1 week ago
Delhi, Delhi, India IDFC FIRST Bank Full timeRole/ Job Title - Regional Head-Personal Loan (DSA) Function/ Department : Personal Loan Job Purpose : The role entails scaling up the business for lending in the state by developing strategies to expand the existing products, channels, segments and customer base by delivering banking needs to the customers in the most cost efficient and...
-
Risk Policy Personal Loan
1 week ago
Delhi, Delhi, India Corphive Full timeJob Purpose To give effective credit support for meeting the business targets.To frame the Personal Loan policy framework (acquisition and account management policies), processes and workflow, assist in growth of the Personal Loan business in IndiaSupport implementation of credit decision module on Personal loan technology platformPersonal Loan credit policy...
-
Territory Manager-Personal Loan
1 week ago
Delhi, Delhi, India IDFC FIRST Bank Full timeRole/ Job Title:Territory Manager-Personal Loan (Direct Sales Team)Function/ Department:SalesJob Purpose:The role bearer has the responsibility of sourcing loans from market using DSAs/DSTs and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintain strong relationships, foster co-operation, and communicate...
-
Zonal Head car loans
1 week ago
Delhi, Delhi, India IDFC FIRST Bank Full timeRole/ Job Title: Zonal Head - Car LoansBusiness: Retail BankingFunction/ Department: Car LoansPlace of Work: DelhiRoles & Responsibilities:' Lead the region for business across Car Loan to expand revenue per existing customer Guide distribution of X-sell products ensuring volume scale-up as per the defined targets Partner with the Digital Marketing team to...
-
Sales Executive Personal Loan Jobs
1 week ago
Delhi, Delhi, India IO Digital LLP Full timeWe are seeking a dynamic and results-oriented Sales Executive to join our team, specializing in personal loans. The Sales Executive will be responsible for promoting and selling personal loan products to prospective customers. This role requires a highly motivated individual with excellent communication and negotiation skills.Responsibilities: Generate leads...
-
Zonal Head car loans
1 week ago
Delhi, Delhi, India IDFC FIRST Bank Full timeRole/ Job Title:Zonal Head - Car LoansBusiness:Retail BankingFunction/ Department:Car LoansPlace of Work:DelhiRoles & Responsibilities:' Lead the region for business across Car Loan to expand revenue per existing customerGuide distribution of X-sell products ensuring volume scale-up as per the defined targetsPartner with the Digital Marketing team to...
-
Urgent Hiring for Personal Loan Executive
1 week ago
Delhi, Delhi, India IO Digital LLP Full timeResponsibilities:1.Customer Service: Provide exceptional customer service by promptly responding to inquiries and assisting customers with their personal loan needs. Understand customer requirements and financial situations to recommend suitable loan products. Address customer concerns and resolve issues effectively and efficiently.2.Loan Application...
-
Delhi, Delhi, India IO Digital LLP Full timeJob Description:We are urgently seeking a highly motivated and results-oriented Personal Loan Sales Executive to join our team. As a Personal Loan Sales Executive, you will play a crucial role in driving the growth of our personal loan portfolio. Your primary responsibility will be to identify potential customers, build relationships, and sell personal loan...
-
Cluster Head
1 week ago
Delhi, Delhi, India AA CONSULTANTS Full timeOne of the fastest-growing NBFC, Providing Business Loans & Mortgage Loans to microenterprises across IndiaExperience:At least 5+ years of experience in Mortgage Loans & Micro Lap loans will bepreferred. Must be Handling 5 to 6 branches at least. Note Only Cluster Head, Area Head, Area Sales Manager & relative to Cluster Head profiles Can Apply. 1.Should...
-
Personal Loan Executive
1 week ago
Delhi, Delhi, India Jobetto Full timelocation - model town, delhi.- profile - personal loan sales.- industry - finance.- salary scale - upto 50k + incentives.- experience required - upto - 4 yrs.- skills required:- must have it knowledge- must have knowledge of finance- roles & responsibilities:- maintain a complete database.- customer calling and enrollment- query handling- follow up on leads-...
-
Head of Finance
1 week ago
Delhi, Delhi, India Leading Client of Persolkelly Full timeJoin Our Dynamic Team as Head of FinanceMust be heading India Finance Function CTC and implemented ERP System.Company Overview: Join a dynamic and innovative company committed to a great vision Our Client is paving the way for success and growth, and we need a talented Head of Finance to lead the financial team to new heights.Job Description: As the Head of...
-
Head of Finance
1 week ago
Delhi, Delhi, India Leading Client of Persolkelly Full timeJoin Our Dynamic Team as Head of FinanceMust be heading India Finance Function CTC and implemented ERP System.Company Overview:Join a dynamic and innovative company committed to a great vision Our Client is paving the way for success and growth, and we need a talented Head of Finance to lead the financial team to new heights.Job Description:As the Head of...
-
Business Head- Business Loans
1 week ago
Delhi, Delhi, India Michael Page Full timeCompetitive Compensation Opportunity to work directly with the CEO and Board About Our Client Leading NBFC in Delhi NCR with primary focus on SME lending. Job Description Leadership and Team Management: Provide strategic direction and leadership to the sales and product teams, fostering a high-performance culture and ensuring alignment with...
-
Head of Collections
1 week ago
Delhi, Delhi, India HCapital Technologies Private Limited Full timeAbout the CompanyThe client is a Non-Banking Finance Company (NBFC) registered with Reserve Bank of India (RBI) as ND-SI (Non-Deposit taking systemically important) and is listed on both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).Lending BusinessThe company lends primarily to three sectors:Real Estate Lending:The client provides...
-
Head of Collections
1 week ago
Delhi, Delhi, India HCapital Technologies Private Limited Full timeAbout the CompanyThe client is a Non-Banking Finance Company (NBFC) registered with Reserve Bank of India (RBI) as ND-SI (Non-Deposit taking systemically important) and is listed on both the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).Lending BusinessThe company lends primarily to three sectors:Real Estate Lending:The client provides...
-
Loan Officer
1 week ago
Delhi, Delhi, India Enexperts Consulting (Opc) Full timeDelhi, KolkataJOB DESCRIPTION- LOAN OFFICER/ RELATIONSHIP MANAGER Product is Home Loan./loan against property/housing loan Generating business through DSA'S/ Builders/ Channel Partners/ Open Market. To handle a DSA to Achieve the business numbers. To plan, organise & initiate to identify New Potential DSA, CA, Financial Consultants and Brokers & Builders in...
-
Head Of Risk
1 week ago
Delhi, Delhi, India skillventory - A Leading Talent Research Firm Full timeJob Description (Detailed) Ability to evaluate Credit cards Product programs/Policies in line with regulatory guidelines and build strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations,Fraud, Reputation etc.)Excellent Product knowledge across all elements of Credit Cards Product & have a 360-degree view of the market, strong...
-
Relationship Officer
1 week ago
Delhi, Delhi, India PHFL Home Loans & Services Full timePromoted by PNB Housing Finance, PHFL Home Loans & Services ltd today serves its customer though more than 80 branches spread across India, having earned the trust of its customers and employees alike for best-in-class services and transparency in operations. Employees are motivated to take calculated risks and be creative in pursuing their ambitions. The...
-
Freelancer for Loan
1 week ago
Delhi, Delhi, India MIEU HEALTHCARE HR SERVICES PVT LTD Full timeFinly financial services offering loans from all Govt and Private Banks. we need Freelancer or Job seekers.Home LoanLoan against PropertyBusiness LoanPersonal LoanProfessional LoanOD limit, DOD, Term LoanWorking capitalLRD, CGTMSAll types manufacturing industry MSME projects funding with propertyNRI secured fundingEducation loan only abroadSchools, Colleges,...