Hiring Australian Mortgage

2 weeks ago


Bengaluru, Karnataka, India HCLTech Full time

Greetings from HCLTECH

We are looking for a detail-oriented professional to join our team in Bengaluru.

Job Summary:

The selected candidate will be responsible for auditing loans processed by credit officers to ensure compliance with bank policies, guidelines, and regulatory standards. This includes meticulously reviewing loan applications, validating documentation accuracy, and identifying any deviations from established lending criteria.

Responsibilities:

  • Review and verify loan applications and accompanying documentation.
  • Evaluate loan underwriting decisions against set lending criteria.
  • Investigate and address any discrepancies from standard policies and procedures.
  • Provide detailed feedback to credit officers on audit results and areas for enhancement.
  • Stay informed on industry regulations and best practices to maintain compliance.
  • Contribute to enhancing loan underwriting processes.

Qualification & Experience:

  • Bachelors or Master's degree in any field.
  • 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting within the Australian Mortgage, USA, or UK mortgage sector.
  • Demonstrated expertise in loan auditing, preferably in the banking or financial services sector.
  • Thorough knowledge of lending regulations in Australia, the USA, or the UK.
  • Strong analytical skills, attention to detail, and problem-solving abilities.
  • Effective communication skills with both internal and external stakeholders.
  • Familiarity with loan origination systems and relevant software.
  • Ability to work autonomously and manage priorities in a fast-paced setting.


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