Credit Officer
2 days ago
Location - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing solutions to individuals and businesses across Australia.About RoleYou will be responsible for assessing loan applications, analysing client financials, and preparing credit recommendations. You will evaluate the creditworthiness of both individual and business clients, ensure compliance with regulatory and lender requirements, and support the smooth processing of loans from application through to settlement.This role requires strong analytical ability, sound judgment, and a good understanding of the Australian lending environment.Key ResponsibilitiesConduct credit assessments and financial analysis for residential, commercial, and business loan applications.Verify and assess financial documents, including income, liabilities, and supporting statements.Analyse financial statements, cash flow, credit history, DTI ratios, and liquidityPrepare detailed credit reports, summaries, and recommendations for approval.Perform serviceability, pricing, and LMI calculations, ensuring compliance with lender and NCCP guidelines.Order and review property valuations, liaising with valuers and lenders as requiredCommunicate and coordinate effectively with clients, brokers, lenders, solicitors, and accountants.Monitor the progress of loan applications through to settlement and ensure client obligations are met.Maintain accurate data in CRM systems and ensure full regulatory compliance.Identify risk factors and recommend mitigation strategies for complex credit scenarios.Support post-settlement processes and manage client relationships.Skills & Qualifications• Bachelor’s degree in Finance, Accounting, Economics, or Commerce.• 1-3 years of experience in credit assessment, loan processing, or financial analysis (banking or mortgage industry background preferred).• Strong analytical skills and proficiency in Excel, financial modelling, and credit assessment tools.• Deep understanding of financial statements, liquidity ratios, and credit risk indicators.• Excellent written and verbal communication skills for reporting and presentations.• Strong decision-making and problem-solving abilities.• High attention to detail, with a focus on accuracy and compliance.
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Credit Officer
1 week ago
Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time**Credit Officer-CAD-Agriculture Banking-Bangalore**: South 1101-Bangalore RO, Bangalore, Karnataka, India - Department- SOUTH AGRICULTURE BANKING- Job posted on- Oct 10, 2024- Employee Type- Permanent- Experience range (Years)- 2 years - 4 years- POSITION DESCRIPTION JOB TITLE Credit Officer-CAD Agri...
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Lead Credit Officer
15 hours ago
Bengaluru, Karnataka, India Chase- Candidate Experience page Full time ₹ 15,00,000 - ₹ 25,00,000 per yearAre you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Risk Vice President, in commercial banking risk team, you will play a pivotal leadership role within our GHHN...
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Credit Verification Executive/credit Officer
5 days ago
Bengaluru, India NavaShakthi Chits Full time**Roles and Responsibilities** - Review Chit requests - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Set up payment plans - Daily/Weekly/Monthly or as when required collection of Payments from Customers **Requirements**: - Proven work experience as a Credit...
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Credit Officer
6 days ago
Bengaluru, Karnataka, India Udhyam Financial Services Full time ₹ 6,00,000 - ₹ 18,00,000 per yearLocation - Bangalore (Ulsoor)About the RoleWe are looking for a Credit Officer to facilitate lending for our clients in MSME segments by assessing creditworthiness of loan proposals and processing relevant paperwork. You will help our clients acquire loans in a timely manner, while ensuring we comply with the law.To be successful in this role, you should...
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Credit Officer
5 days ago
Bengaluru, India Citi Full timeThe Credit Initiation Specialist is an entry level position responsible for assisting in assessing the ability of individuals, companies and institutions to meet the demands of loans, agreements and extended obligations in coordination with the Operations - Services team.The overall objective of this role is to minimize threats to the company by determining...
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Credit Officer
3 days ago
Bengaluru, India Task Mate Full timeLocation - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...
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Credit Officer
2 days ago
Bengaluru, India Task Mate Full timeLocation - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...
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Credit Officer
2 days ago
Bengaluru, India Task Mate Full timeLocation - Bengaluru and NoidaEmployment - Full-Time Hybrid ModelExperience with Australian bank or Austelaian mortgage brokerage firm is a MUST.Experience - Minimum 1 year (MUST)We’re seeking an experienced Credit Analyst to join our Australian client. Our client is a leading mortgage brokerage firm based in Sydney, providing end-to-end financing...
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Credit Officer
4 weeks ago
Bengaluru, India Ujjivan Small Finance Bank Full timeROLEPURPOSE & OBJECTIVE CADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and...
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Credit Officer
1 week ago
Bengaluru, Karnataka, India Ujjivan Small Finance Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearROLEPURPOSE & OBJECTIVECADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions...
