Credit Manager

1 week ago


Jaipur, India STAFFIAA Full time

Position: CreditManager (Business Loan)
CTC: Upto 10 LPA
Location: Jaipur Rajasthan

Experience: 35 Years inCredit Underwriting
Note:Immediate Joiners are Preferred

Responsibilities:

  • CreditAssessment: Evaluate the creditworthiness ofBusiness Loan applicants based on financial documents credithistory and risk analysis.

  • Underwriting: Review loanapplications ensuring compliance with lending policies regulatoryrequirements and internal guidelines.

  • Decision Making:Make informed decisions on loan approvals rejections ormodifications considering factors such as the applicant'sincome debttoincome ratio collateral and credit score.

  • RiskManagement: Identify potential risks associated withloan applications and develop strategies to mitigate them ensuringa balanced loan portfolio.

  • Client Communication:Communicate credit decisions to applicants and provide explanationsfor denials or requests for additional information.

  • Collaboration: Work closelywith sales operations and legal teams to streamline the loanapproval process and resolve any issues that may arise.

  • PolicyDevelopment: Contribute to the development andrefinement of lending policies procedures and credit scoring modelsto enhance efficiency and risk management.

Qualifications:

  • Bachelor's degree in financeaccounting or a related field. A Master's degree ispreferred.
  • Proven experience in creditassessment and underwriting specifically in the Business Loansegment.
  • Strong understanding of lendingprinciples credit analysis techniques and regulatoryrequirements.
  • Excellent analytical skills withthe ability to interpret complex financial data and make sounddecisions.
  • Effective communication andnegotiation skills with the ability to interact confidently withclients and internal stakeholders.
  • Attentionto detail and the ability to work efficiently in a fastpacedenvironment.
  • Knowledge of industryspecificsoftware and tools used for credit analysis andunderwriting

Regards

Vanshika Agarwal

Staffiaa Services

Connect:



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