Senior Secured Lending Underwriter

1 week ago


Bengaluru, India WELLS FARGO BANK Full time
About the Role

The work involves performing Financial Analysis, and underlying risk activities for ABL portfolio. Work independently on moderate to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards etc.

5+ years of experience in one or a combination of the following:

End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers

Responsibilities
  • Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
  • Monitor timely receipt of customer documents like financials/ compliance certificate etc and review the same for accuracy.
  • Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
  • Contribute to automation efforts aimed at improving efficiency and process improvements.
  • Maintain regular connects with the domestic team.
  • Build in-depth knowledge of the process and become an SME for process-related activities.
  • Collaborate and consult with Secured Lending Underwriting peers, colleagues, and middle level managers to resolve issues and achieve goals.
  • Maintain reporting requirements for the team.
  • Quick learner and self-motivated
Required Qualifications:
  • MBA (Finance), CFA or Chartered Accountant
  • 5-7 years of Secured Lending Underwriting experience/ credit rating
  • Strong verbal and written Communication skills
5+ years of experience in one or a combination of the following:

End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers

Posting End Date:
18 Nov 2024
*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.



  • Bengaluru, Karnataka, India Wells Fargo Full time

    **Secured Lending Underwriter (P2)** **About this role**: Wells Fargo is seeking a Secured Lending Underwriter **In this role, you will**: - Participate in the partnership with the Underwriting team on all aspects of new business transaction process - Perform financial analysis, calculate financial covenants, and prepare financing memorandum within...


  • Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this RoleWe are seeking a highly skilled Secured Lending Underwriter to join our team at Wells Fargo Bank.Key ResponsibilitiesCollaborate with the Underwriting team to ensure seamless transaction processing.Perform in-depth financial analysis and prepare comprehensive financing memorandums.Review and resolve basic issues related to low to medium risk...


  • Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About the RoleWe are seeking a Senior Secured Underwriter to join our team at Wells Fargo Bank. As a key member of our Asset Based Lending group, you will be responsible for managing a portfolio of clients, analyzing financial data, and making informed credit decisions.Key ResponsibilitiesMonitor and analyze financial data to identify trends and potential...


  • Bengaluru, Karnataka, India Wells Fargo Full time

    **About this role**: Wells Fargo is seeking a Secured Lending Underwriter **In this role, you will**: - Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis...


  • Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About This RoleWells Fargo is seeking a skilled Secured Lending Underwriter to join our team.Key ResponsibilitiesCollaborate with the Underwriting team to develop and implement new business strategies.Conduct thorough financial analysis and prepare financing memorandums to support loan decisions.Review and resolve basic issues related to low to medium risk...


  • Bengaluru, India WELLS FARGO BANK Full time

    About this role:Wells Fargo is seeking a Secured Lending Underwriter.In this role, you will:Participate in the partnership with the Underwriting team on all aspects of new business transaction processPerform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending UnderwritingReview basic issues, policies, or...


  • Bengaluru, Karnataka, India Wells Fargo Full time

    **In this role, you will**: - Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc. - Monitor timely receipt of customer documents like financials/...


  • Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About the RoleWe are seeking a highly skilled Senior Secured Lending Underwriter to join our team at Wells Fargo Bank. As a key member of our Asset Based Lending team, you will be responsible for handling a portfolio of clients and performing various credit tasks in collaboration with our US team.Key ResponsibilitiesManage a portfolio of Secured Lending...


  • Bengaluru, India Wells Fargo Full time

    The work involves portfolio management including, performing Financial Analysis, and underlying risk activities for ABL and tech Finance portfolio. Works independently on moderate to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger...


  • Bengaluru, India Wells Fargo Full time

    The work involves performing Financial Analysis, and underlying risk activities for ABL and tech Finance portfolio. Works independently on moderately to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards,...


  • Bengaluru, Karnataka, India Goldman Sachs Full time

    About the RoleWe are seeking an experienced Senior Credit Analyst to join our Private Lending team. As a key member of our team, you will be responsible for evaluating credit risk and underwriting loans to clients.Key ResponsibilitiesAssess credit risk and underwrite loans to clientsDevelop and maintain a thorough understanding of our product suiteEnsure...


  • Bengaluru, Karnataka, India WELLS FARGO BANK Full time

    About this role:We are seeking a Senior Wealth Underwriting Assistant to join our team at Wells Fargo.As a Senior Wealth Underwriting Assistant, you will be responsible for providing lending support services in operations, documentation, and customer service to Credit teams.You will interact directly with internal clients on loan-related servicing activities...


  • Bengaluru, India Goldman Sachs Full time

    Wealth Management  Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...


  • Bengaluru, India Goldman Sachs Full time

    Wealth Management  Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...


  • Bengaluru, Karnataka, India PHH Mortgage Full time

    **Job Summary:**The Senior Underwriter, COR Operations will be responsible for reviewing, conditioning, and underwriting mortgage loans in accordance with established policies and procedures and appropriate guidelines. This role requires a high level of expertise in risk and compliance, as well as excellent analytical and communication skills.**Key...

  • Mortgage Underwriter

    5 months ago


    Bengaluru, Karnataka, India SAGCLAY Full time

    **MORTGAGE UNDERWRITER** **Exp - 4 yrs** **Loc - Bangalore, Mumbai** **ESSENTIAL DUTIES** - Work with Sales, Transition and Operations team while onboarding new clients. - Create process documentation like standard operating procedure, checklist - Perform Quality audit per business requirements. - Independently analyse loan files to ensure adherence to:...

  • Mortgage Underwriter

    5 months ago


    Bengaluru, Karnataka, India SAGCLAY Full time

    **MORTGAGE UNDERWRITER** **Exp - 4 yrs** **Loc - Bangalore, Mumbai** **ESSENTIAL DUTIES** - Work with Sales, Transition and Operations team while onboarding new clients. - Create process documentation like standard operating procedure, checklist - Perform Quality audit per business requirements. - Independently analyse loan files to ensure adherence to:...


  • Bengaluru, Karnataka, India PHH Mortgage Full time

    Job Summary: We are seeking a skilled Mortgage Underwriter to join our team at PHH Mortgage. As a key member of our operations, you will play a critical role in ensuring the quality and integrity of our loan underwriting process.Key Responsibilities:Review and analyze mortgage loan applications to ensure eligibility, accuracy, and compliance with internal...


  • Bengaluru, Karnataka, India Goldman Sachs Full time

    Key Responsibilities:Evaluate financial implications of transactions, leveraging strong analytical and technical skills, and work closely with the Regional Lending Team to advise and develop solutions for clients.About the Role:We are seeking a skilled professional to join our Private Lending team in Bengaluru. As a Private Bank Lending Specialist, you will...


  • Bengaluru, Karnataka, India Altisource Full time

    Job SummaryAltisource seeks a highly skilled Senior Mortgage Underwriter to join our team. The ideal candidate will have a strong knowledge of mortgage loan documents and a minimum of 1 year experience in core US mortgage residential underwriting.Key ResponsibilitiesMaintain a working knowledge of US Mortgage Originations closing procedures, federal and...