Credit Risk Manager for Asset Based Lending

3 weeks ago


Bengaluru, Karnataka, India WELLS FARGO BANK Full time

About the Role

We are seeking a Senior Secured Underwriter to join our team at Wells Fargo Bank. This is an exciting opportunity for individuals with 6+ years of experience in Financial Services, assessing and meeting the needs of customers, solving customer problems, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Key Responsibilities

  • Portfolio Management: Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc.
  • Document Monitoring: Monitor timely receipt of customer documents like financials/ compliance certificate etc and review the same for accuracy.
  • Performance Tracking: Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance.
  • Process Improvement: Contribute to automation efforts aimed at improving efficiency and process improvements.
  • Team Collaboration: Maintain regular connects with the domestic team.
  • SME Knowledge: Build in-depth knowledge of the process and become an SME for process-related activities.
  • Cross-functional Collaboration: Collaborate and consult with Secured Lending Underwriting peers, colleagues, and middle level managers to resolve issues and achieve goals.
  • Reporting Requirements: Maintain reporting requirements for the team.
  • Continuous Learning: Quick learner and self-motivated.

Qualifications

  • Education: MBA (Finance), CFA or Chartered Accountant
  • Experience: 5-7 years of Secured Lending Underwriting experience/ credit rating
  • Communication Skills: Strong verbal and written Communication skills

About Us

Wells Fargo Bank is committed to diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Salary Range:$100,000 - $150,000 per year, based on location and experience.



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