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Compliance Fair Lending Analyst 2: Expert in Risk Management

1 month ago


Bengaluru, Karnataka, India Bread Financial Full time

Bread Financial is seeking a highly skilled Compliance Fair Lending Analyst 2 to join our team. This role focuses on developing and executing internal compliance and control reviews, expanding to encompass self-assurance activity validation across various business processes.

Job Responsibilities
  • Assist in fair lending compliance activities, analyzing lending activities, conducting risk assessments, creating work papers, and assisting in knowledge sessions.
  • Build automated tests and data analytics, providing qualitative results, and assist in expanding testing and analytics opportunities.
  • Prepare workpaper, testing report, and other project deliverables as part of the Fair Lending Compliance monitoring as per the internal procedure and guidelines.
  • Assist in other compliance efforts as needed, such as ad hoc projects, regulatory exams, internal audits, department updates, etc.

What You'll Need

  • Bachelor's Degree
  • 3+ years working within regulatory and risk management in compliance testing, risk management, or internal audit

Preferred Qualifications

  • CA (Inter) degree in internal audit, compliance, or statistics

Benefits

  • A competitive salary range of $80,000 - $110,000 per year, based on experience.
  • A comprehensive benefits package, including medical, dental, and vision insurance.
  • A 401(k) plan with company match.
  • Flexible work arrangements, including remote work options.
  • Ongoing training and development opportunities.

About Bread Financial

We are a tech-forward financial services company providing simple, personalized payment, lending, and saving solutions. We create opportunities for our customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility, and exceptional customer experiences. Driven by a digital-first approach, data insights, and white-label technology, we deliver growth for our partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread PayTM buy now, pay later products. We also offer direct-to-consumer products that give customers more access, choice, and freedom through our branded Bread CashbackTM American Express Credit Card and Bread SavingsTM products.