Asset & Wealth Management, Private Bank Lending, Underwriting, Analyst, Bengaluru
6 months ago
Wealth Management
Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design.
Goldman Sachs Private Bank
Goldman Sachs Private Bank provides competitive borrowing and cash management solutions from Goldman Sachs Bank USA that are strategically integrated with our client’s wealth management goals. Our experienced team partners with PWAs to advise clients on new loans, refinancing and restructuring of existing loans along with overall liability management. Our lenders and mortgage specialists provide a wide range of creative borrowing solutions against asset classes ranging from marketable securities and alternative investments, residential and commercial real estate to more tailored solutions against private assets such as aviation, fine art or vineyards. All team members are employees of Goldman Sachs Bank, USA
Private Lending Underwriting
Private Lending Underwriting (PLU), based in Bengaluru, is primarily responsible for the underwriting of loans to GS Private Wealth Management (PWM) clients. In this capacity, PLU assesses, underwrites, documents, and monitors the credit and business risks incurred in loan transactions. The underwriting process includes a thorough analysis of the borrower’s financial condition, assessment of any collateral securing the loan, identification of risks and mitigants, among other items. Types of loans underwritten include commercial real estate, GS and third-party private equity/hedge funds (including co-invest facilities), aircraft, fine art, hobby properties, private company stock, yachts, marketable securities, etc.
PLU also ensures that the underwriting standards approved by the bank are adhered to in the loan approval process, with exceptions appropriately mitigated and documented. In addition, PLU participates in various business-related initiatives, such as new product development and systems/operational enhancements.
Private Lending is a part of GS Private Bank (PB), which is a business initiative of Goldman Sachs. PLU employees are employees of Goldman Sachs Bank USA.
How you will fulfill your potential
Evaluate all risk and economic implications of transactions, using strong analytical and technical skills
Work closely with the Regional Lending Team to advise and develop solutions for clients that meet their needs and remain within acceptable risk parameters for the Bank Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting process and with the standards prescribed in the Product Lending Guides Document the loan structure and analysis for credit approval and file documentation purposes Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction Confirm compliance with all covenant and collateral monitoring procedures Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner Interact with banking regulators on an as needed basis. Provide other support of GS Bank USA’s loan portfolio as requested Foster strong communication with Regional Private Lending teams, Credit Risk Management, PWM teams, clients and GS Bank USA personnelSkills and experience we are looking for
A Bachelor’s degree (MBA preferred for a more senior role) CPA or CFA a plus 1-3 years of work experience in a financial field (mortgage or insurance underwriting is not relevant for this role) Relevant work experience in commercial banking and/or private banking underwriting or credit roles Key skills include detailed knowledge of financial accounting, analysis, and modeling Excellent communication skills, both oral and written Strong project management, multi-tasking, and work organization skills Flexible, personable, confident, and self-motivated while focusing on being a team player Desire to be part of a dynamic and growing business No licensing required for this roleAbout Goldman Sachs
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at /careers.
We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process.
-
Bengaluru, India Goldman Sachs Full timeWealth Management Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...
-
Bengaluru, India Goldman Sachs Full timeASSET & WEALTH MANAGEMENT OPERATIONS Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and...
-
Bengaluru, Karnataka, India Goldman Sachs Full timeJob OverviewWe are seeking a highly skilled Private Bank Lending Underwriter to join our team in Bengaluru. As a key member of our underwriting team, you will be responsible for evaluating loan requests, assessing credit risks, and ensuring compliance with regulatory requirements.About Goldman SachsAt Goldman Sachs, we are committed to delivering exceptional...
-
Bengaluru, India Goldman Sachs Full timeAsset and Wealth Management Operations Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and...
-
Senior Wealth Underwriting Team Lead
3 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAre you a seasoned professional looking to take on a leadership role in Wealth Underwriting? Do you have a passion for leading high-performing teams and driving process improvement?About Wells FargoWelcome to Wells Fargo, one of the largest banks in the US. As a valued member of our team, you'll be part of a dynamic organization that's committed to helping...
-
Wealth Underwriter
5 months ago
Bengaluru, India Wells Fargo Full time**About this role**: Wells Fargo is seeking a Wealth Underwriter... **In this role, you will**: - Participate in ensuring the efficient and timely delivery of credit services by managing, tracking, assigning, and balancing production of daily underwriting through the supervision of others - Identify opportunities for process improvements within Wealth...
-
Business Development Manager
2 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeJob SummaryWe are seeking a seasoned Senior Secured Lending Underwriter to join our team at Wells Fargo Bank. As a key member of our Asset Based Lending division, you will be responsible for managing a portfolio of secured lending clients, ensuring timely receipt of customer documents, and tracking performance metrics.About the RoleIn this role, you...
-
Senior Wealth Underwriting Assistant
2 months ago
Bengaluru, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Senior Wealth Underwriting Assistant.In this role, you will:Provide feedback and present ideas for improving or implementing processes and tools within Wealth Underwriting functional areaStrong time management and organizational skillsEffective oral and written communicationBe responsible for providing lending support...
-
Quantitative Strategist
3 weeks ago
Bengaluru, Karnataka, India Goldman Sachs Full timeAt Goldman Sachs, we are seeking a highly skilled Quantitative Strategist to join our Asset & Wealth Management team in Bengaluru. This is an exciting opportunity for a talented individual to drive key divisional initiatives and contribute to the growth of our business.About Asset & Wealth ManagementWe are a leading global investment banking, securities and...
-
Credit Risk Manager for Asset Based Lending
3 weeks ago
Bengaluru, Karnataka, India WELLS FARGO BANK Full timeAbout the RoleWe are seeking a Senior Secured Underwriter to join our team at Wells Fargo Bank. This is an exciting opportunity for individuals with 6+ years of experience in Financial Services, assessing and meeting the needs of customers, solving customer problems, or equivalent demonstrated through one or a combination of the following: work experience,...
-
Bengaluru, India Goldman Sachs Full timeMORE ABOUT THIS SKILLSET Helping clients navigate markets to support their investment goals. Individuals across these teams have strong communication, integrity, time management and problem-solving skills. It is also key for these colleagues to embody a client-first mentality, exercising good judgment, tact and diplomacy when interacting with clients,...
-
Bengaluru, India Goldman Sachs Full timeWEALTH MANAGEMENT OPERATIONS Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net...
-
Mortgage Underwriter Position in Bengaluru
4 days ago
Bengaluru, Karnataka, India HCLTech Full timeHCLTech is seeking a skilled Mortgage Underwriter to join our team in Bengaluru. This role will involve auditing loans underwritten by credit officers, ensuring compliance with bank policies and regulatory requirements.Key Responsibilities:Auditing loan applications for accuracy and adherence to established lending criteriaAssessing the credit risk...
-
Asset and Wealth Management
6 months ago
Bengaluru, India Goldman Sachs Full timeABOUT GOLDMAN SACHS At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and...
-
Bengaluru, India Goldman Sachs Full timeAWM Private Equity Strats – Associate – Bengaluru Job Description About Asset & Wealth Management Bringing together traditional and alternative investments, we provide clients around the world with a dedicated partnership and focus on long-term performance. As the firm’s primary investment area, we provide investment and advisory services for...
-
Senior Secured Lending Underwriter
3 weeks ago
Bengaluru, India WELLS FARGO BANK Full timeAbout the role:Wells Fargo is seeking a Senior Secured Underwriter responsible for handling a portfolio of Asset Based Lending clients on a variety of credit tasks in collaboration with the US team. We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a...
-
Lead Wealth Underwriting Assistant
2 months ago
Bengaluru, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Lead Wealth Underwriting Assistant.In this role, you will:Support performance and overall effectiveness of a team and cross-group administrative operations within Wealth Underwriting functional areaProvide feedback and present ideas for improving or implementing processes and tools with functional area impactPerform...
-
Lead Wealth Underwriting Assistant
3 weeks ago
Bengaluru, India WELLS FARGO BANK Full timeAbout this role:Wells Fargo is seeking a Lead Wealth Underwriting Assistant.In this role, you will:Support performance and overall effectiveness of a team and cross-group administrative operations within Wealth Underwriting functional areaProvide feedback and present ideas for improving or implementing processes and tools with functional area impactPerform...
-
Bengaluru, India Goldman Sachs Full timeWEALTH MANAGEMENT Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth...
-
Credit Risk Associate
6 months ago
Bengaluru, Karnataka, India JPMorgan Chase & Co Full time**JOB DESCRIPTION** As a Credit Risk Associate, you will will primarily support the JPMorgan Wealth Management Domestic credit business. You will work directly with Lending Specialists, Analysts, Underwriters and Credit Officers throughout the credit approval process. **Job responsibilities**: - Partner with Underwriters and Lending Specialists to capture...
