Senior Manager
4 weeks ago
Siemens FinancialServices: Senior Manager – Risk (Gurgaon)
Siemens Financial Services India is asubsidiary of Siemens AG, with a vintage of almost 13 years in India. Itoperates as part of Siemens AG's global financial services division, focusingspecifically on innovative and tailor-made financial models like Leases, Loans,and Working Capital Solutions for segments ranging from SMEs to largecorporates in India. The company's expertise spans across multiple industries, includinghealthcare, manufacturing, Renewables, Technology, Industry and more. Thisindustry focus enables SFS India to understand the specific financialchallenges and opportunities faced by businesses in different sectors and thentailormade financial solutions for customers in that Industry. SFS Indialeverages technology solutions to enhance its financial offerings. This mayinclude digital platforms for loan processing, online account management, anddata analytics for financial decision making
What aremy responsibilities?
·Toperform high quality and timely credit underwriting of new businesstransactions of Small, Mid and Large Corporates within delegated authoritylevels, understanding levels of risk and appropriate returns.
·Preparationof credit reports as per specified formats and ensure compliance with riskpolicies and processes while working with sales team and provide timely supportin closure of transactions.
·Presentationof proposals to the approval authorities
·Portfoliomonitoring.
·Portfolioreviews and record keeping for audit and regulatory requirements.
·Toliaise through structured meetings, with Sales and other members of the RiskManagement team to ensure continuous improvement of business process.
·Toparticipate in customer meetings when needed to fully understand the risks andopportunities involved in a transaction.
·Manageentire portfolio of SFPL and guide and train the team.
What elsedo I need to know?
Knowledgeand Experience
·About10 years of experience in risk or credit in a bank or a reputed NBFC inunderwriting
·Knowledgeof Equipment Finance is preferred.
·Experiencein commercial finance is mandatory.
·Abilityto take credit decisions.
·Quicklearning ability.
·Experiencein LOS / LMS in a Bank or NBFC.
·CAor MBA from an institution of repute.
We are looking forwardto receiving your online application. Please ensure you complete all areas ofthe application form to the best of your ability as we will use the data toreview your suitability for the role.
Make your mark in the cool and exciting worldat Siemens
This role is based in Gurgaon. You’ll alsoget to visit other locations in India and beyond, so you’ll
need to go where this journey takes you. Inreturn, you’ll get the chance to work with teams impacting
entire cities, countries – and the craft ofthings to come.
We’re Siemens. A collection of over 379,000minds building the future, one day at a time in over 200
countries Last but not the least, we'rededicated to equality, and we welcome applications that reflect the
diversity of the communities we work in acrossGender, LGBTQ+, Abilities & Ethnicity. All employment
decisions at Siemens are based onqualifications, merit and business need. Bring your curiosity and
creativity and help us craft tomorrow.
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