Senior Associate, Credit Risk

4 days ago


Pune, India BNY Mellon Full time

SENIOR ASSOCIATE, CREDIT RISK

At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions with our clients that benefit businesses, communities and people everywhere.    

We continue to be a leader in the industry, awarded as a top home for innovators and for creating an inclusive workplace. Through our unique ideas and talents, together we help make money work for the world. This is what #LifeAtBNY is all about.

We’re seeking a future team member for the role of Senior Associate, Credit Risk to join our GLOBAL CORPORATE CREDIT team. This role is located in Pune, MH– Hybrid.

In this role, you’ll make an impact in the following ways: 

  • By writing strong credit proposals, preparing and/or reviewing analyses of creditworthiness of a diverse array of large institutional corporate borrowers/counterparties, and financings such as syndicated loans and markets credit transactions. 
  • Monitoring of portfolio may involve recommendations on re-ratings of internal borrower credit ratings, reviewing financial statements, earnings reports, rating agency/analyst/industry reports.
  • Collaborating closely with functional manager(s), senior credit relationship managers, as well as different teams in the organization to submit credit proposals within the agreed timelines
  • Helping to identify existing and emerging risks that are applicable to the assigned credit risk portfolio given industry trends, economic conditions, current events, etc.
  • Maintain BNY internal control standards. Understand and comply with all relevant policies, guidelines, procedures, and applicable regulatory requirement as issued by the organization.

To be successful in this role, we’re seeking the following: 

  • Master’s degree in finance or equivalent / Chartered Accountancy plus International CFA / FRM.
  • Proven experience in credit risk assessment / credit underwriting with credit rating agency or captive units of large multinational banks / third-party service providers.
  • Strong verbal and written communication skills with an ability to write in a concise manner.
  • Ability to complete deliverables with minimal or no supervision.
  • Knowledge and ability to assess credit products, credit terms & conditions and credit documentation, including financial covenants, security, and collateral.
  • Experience in using market data tools and external resources like S&P Capital IQ, SNL, Bloomberg, Moody’s, and Credit Sights.
  • Experience in credit rating and methodologies, basic knowledge of fiscal and financial condition indicators are preferred. 


At BNY, our culture speaks for itself. Here’s a few of our awards: 

  • America’s Most Innovative Companies, Fortune, 2024
  • World’s Most Admired Companies, Fortune 2024
  • Human Rights Campaign Foundation, Corporate Equality Index, 100% score, 2023-2024
  • Best Places to Work for Disability Inclusion, Disability: IN – 100% score, 2023-2024
  • “Most Just Companies”, Just Capital and CNBC, 2024
  • Dow Jones Sustainability Indices, Top performing company for Sustainability, 2024
  • Bloomberg’s Gender Equality Index (GEI), 2023


Our Benefits and Rewards: 

BNY offershighly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life’s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves, including paid volunteer time, that can support you and your family through moments that matter. 

BNY is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.


BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans.

Our ambition is to build the best global team – one that is representative and inclusive of the diverse talent, clients and communities we work with and serve – and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.



  • pune, India BNY Mellon Full time

    SENIOR ASSOCIATE, CREDIT RISK At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions...


  • Pune, India The Bank of New York Mellon Corporation Full time

    **Associate, **_Credit Risk II _** **_Bring your ideas. Make history. _** BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the “bank of...


  • pune, India THE BANK OF NEW YORK MELLON CORPORATION Full time

    With minimal guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Helps to improve each region's adherence to the risk management strategy of the...


  • pune, India BNY Full time

    With minimal guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Helps to improve each region's adherence to the risk management strategy of the...


  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    **_53012 - Associate, Credit Risk I _** **_Bring your ideas. Make history. - ** BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the...


  • Pune, Maharashtra, India Credit Suisse Full time

    Your field of responsibilityAs part of the RFDP- Capital team member will be responsible for the below:To validate credit risk exposure calculation at a counterparty and a portfolio level across various business-lines like Private Banking, Prime Brokerage, ETFO, OTC Derivatives, FX, Repo, SLB, from regulatory perspective To validate endtoend data flow and...


  • Pune, Maharashtra, India BNY Mellon Full time

    Overview With moderate guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Helps to improve each team's adherence to the risk management strategy of...


  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    With direct guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Supports each team's adherence to the risk management strategy of the assigned credit...


  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    With moderate guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Helps to improve each team's adherence to the risk management strategy of the...

  • Capital Risk

    2 weeks ago


    Pune, Maharashtra, India Credit Suisse Full time

    Your field of responsibilityAs part of RDM (Risk and Data Management) Capital, team members will be responsible for the below:Validate credit risk exposure calculation at a counterparty and a portfolio level across various products -OTC Derivatives, FX, Repo, Exchange traded derivatives, SLB, from regulatory perspective using different methodologies like...


  • Pune, India The Bank of New York Mellon Corporation Full time

    **Credit Risk - Banks/ Broker Dealers** **_Bring your ideas. Make history. _** BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the...

  • Capital Risk

    4 weeks ago


    Pune, India Credit Suisse Full time

    Risk Management English **We Offer** As part of RDM (Risk and Data Management) Capital, team members will be responsible for the below: - Validate credit risk exposure calculation at a counterparty and a portfolio level across various products -OTC Derivatives, FX, Repo, Exchange traded derivatives, SLB, from regulatory perspective using different...

  • Capital Risk

    7 days ago


    Pune, India Credit Suisse Full time

    **Your field of responsibility** As part of RDM (Risk and Data Management) Capital, team members will be responsible for the below: - Validate credit risk exposure calculation at a counterparty and a portfolio level across various products -OTC Derivatives, FX, Repo, Exchange traded derivatives, SLB, from regulatory perspective using different...


  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    **Sr. Analyst - Credit Risk - Banks/ Broker Dealers** **_Bring your ideas. Make history. _** BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration....


  • Pune, Maharashtra, India Abacus Consultants Full time

    **12 - 15 years**: **Any Post Graduate | Chartered Accountant (C.A.) | MBA/PGDM**: **Credit Risk Hindsighting**: **35 ~ 40 LPA**: **1** **POSITION DETAILS** **Functional Designation** **AVP - Credit Hindsighting** **Department** **Risk** **Sub Department** **Credit Risk** **HR Grade** **AVP** **Location** **Pune** **Reporting Manager** **Job...

  • Credit Risk

    2 weeks ago


    Pune, Maharashtra, India Skillventory Full time

    Credit Risk: From 8 to 12 year(s) of experience- ₹ Not Disclosed by Recruiter PuneorRoles and ResponsibilitiesKey Responsibilities Delinquency & Portfolio management Maintain the portfolio and bounce metrics at acceptable levels and propose- measures to control the same. Participating and contributing in building and maintenance of Score Cards and BRE.-...

  • Credit Risk

    3 months ago


    pune, India Skill Ventory Full time

    Roles and Responsibilities Key Responsibilities Delinquency & Portfolio management - Maintain the portfolio and bounce metrics at acceptable levels and propose measures to control the same. Participating and contributing in building and maintenance of Score Cards and BRE. Monitoring and enriching the applications through third party sources...

  • Credit Risk Expert

    1 week ago


    Pune, India Serendipity Corporate Services Full time

    **Job Duties and Responsibilities**: - Work on the credit policy for cards, according to the prevailing rules & regulations in the U.S. - Manage policy / processes for mainly Credit cards for the consumer retail portfolio pan U.S. - Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend...


  • Pune, India Credit Suisse Full time

    **Your field of responsibility** The Risk to Finance Reconciliations is a control run within CRCO to address completeness, accuracy and consistency of data between Finance and Risk Systems. The control is executed by comparing the underlying trades/positions between strategic risk and finance data. Breaks identified through the reconciliations are reported...


  • Pune, India Credit Suisse Full time

    Risk Management English **We Offer** The Risk to Finance Reconciliations is a control run within CRCO to address completeness, accuracy and consistency of data between Finance and Risk Systems. The control is executed by comparing the underlying trades/positions between strategic risk and finance data. Breaks identified through the reconciliations are...