Associate, Credit Risk I

7 months ago


Pune Maharashtra, India The Bank of New York Mellon Corporation Full time

With direct guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Supports each team's adherence to the risk management strategy of the assigned credit risk discipline. Primary duty for each discipline is as follows: Credit Analysis & Approval/Portfolio Management: With direct guidance, assists with analyses of industry, country and counter party credit portfolios and credit portfolio quality. May interact with portfolio managers, as directed. Trained to underwrite credit transactions and manage credit relationships.Operational Credit Risk: With direct guidance, assists with the completion of numerous credit processing and assessment activities, including credit analysis, underwriting, borrower re-rating and transaction review for intraday credit. Country Risk: With direct guidance, assists with the assessment and grading of credit quality for the assigned small, standard country. Is beginning to track the fiscal condition of sovereigns and to draft preliminary ratings for country borrowers. Supports preparation of standard country risk assessments and integration of assessments into portfolio management for the organization's overall credit risk. Credit Administration: With direct guidance, assists with credit reviews or credit submissions and other related administrative activities and operations for the various credit portfolios. Assist with the preparation of credit proposals, gathering documentation and financial spreads. Audits credit proposals and confirms credit approvals are in compliance with policies. Training on credit systems, such as the credit borrower rating system and credit approval system. May be involved in analyzing and preparing adhoc and standard reporting for the credit risk portfolios.Community Reinvestment Act/Appraisal: With direct guidance, helps in the identification of the appropriate balance of investments, loan commitments and community activities to align with CRA corporate goals. Assists in reviewing real estate appraisals for commercial and residential properties, as directed. May check appraisal policies and procedures for consistency with the Bank's risk appetite and for compliance with various standard regulatory requirements. Under direct supervision, contributes to analyses of existing and proposed legislation, regulatory announcements and industry practices that are applicable to the assigned credit risk discipline. Reviews work with more senior professionals. Assists with the assessments of the effectiveness of current Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration risk identification and mitigation projects.Assists with the completion of industry, country and/or counter party credit quality analyses for the assigned credit risk discipline. Begins to build familiarity with regional differences. No direct reports.Contributes to the achievement of Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration team objectives. Modified based upon local regulations/requirements.Bachelor‘s degree or related technical discipline, or the equivalent combination of education and experience is required. Family Requirements:0-1 years of total work experience preferred. Prior experience/background in credit risk preferred. In addition, may require the following experience/skills based on primary duties:Discipline Requirements:Credit Analysis & Approval/Portfolio Management: Ability to assist with the management of diverse lending, operating products, attendant risk, foreclosure, bankruptcy and/or OREO assets is a plus.Operational Credit Risk: Experience as an underwriter and assisting with the management of rapid-turnaround, intraday funds transfers and approvals is a plus.Country Risk: Experience with borrower rating systems and tracking methodologies, and basic knowledge of fiscal and financial condition indicators is a plus.Credit Administration: Experience as an underwriter and familiarity with credit administration systems typically used by financial institutions is a plus.Community Reinvestment Act/Appraisal: Basic familiarity with the Community Reinvestment Act and experience conducting real estate appraisals is a plus... BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals with Disabilities/Protected Veterans. Our ambition is to build the best global team - one that is representative and inclusive of the diverse talent, clients and communities we work with and serve - and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.

**BNY Mellon is an Equal Employment Opportunity/Affirmat



  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    **_Associate, Credit Services I _** At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create...


  • Pune, Maharashtra, India BNY Mellon Full time

    Overview Associate, Credit Risk II At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions...


  • Pune, India The Bank of New York Mellon Corporation Full time

    **Associate, **_Credit Risk II _** **_Bring your ideas. Make history. _** BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the “bank of...


  • Pune, Maharashtra, India BNY Mellon Full time

    Overview With moderate guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Helps to improve each team's adherence to the risk management strategy of...


  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    With moderate guidance, assists with risk management efforts for the assigned credit risk focus, such as Credit Analysis & Approval/Portfolio Management, Operational Credit Risk, Country Risk or Credit Administration. Helps with the development of documentation and reporting. Helps to improve each team's adherence to the risk management strategy of the...


  • Pune, Maharashtra, India Barclays Full time

    Step into the role of Credit Risk Regulatory at Barclays where we are committed to pushing boundaries. You will be involved in developing the technical solutions for a business area that has true customer and colleague impact. Your contribution to architectural decisions will change their banking and working lives for the better through technical designs...


  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    **Sr. Analyst - Credit Risk - Banks/ Broker Dealers** **_Bring your ideas. Make history. _** BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration....


  • Pune, Maharashtra, India The Bank of New York Mellon Corporation Full time

    **_Associate, Credit Risk II _** At BNY, our culture empowers you to grow and succeed. As a leading global financial services company at the center of the world’s financial system we touch nearly 20% of the world’s investible assets. Every day around the globe, our 50,000+ employees bring the power of their perspective to the table to create solutions...

  • Credit Risk Innovation

    2 months ago


    Mumbai, Maharashtra, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As an Associate in the Credit Risk Innovation Group, you are at the center of keeping JPMorgan Chase...

  • Credit Risk Officer

    4 months ago


    Goregaon East, Mumbai, Maharashtra, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Latin America Credit Officer Associate in Risk Management and Compliance, you are at the center of...


  • Pune, Maharashtra, India Mphasis Full time

    Job Title: Mortgage Credit Risk SpecialistEstimated Salary: $90,000 - $125,000 per yearAbout the RoleWe are looking for a skilled Mortgage Credit Risk Specialist to join our team at Mphasis. As a Mortgage Credit Risk Specialist, you will be responsible for evaluating the creditworthiness of borrowers and determining the level of risk associated with each...

  • Credit Risk Innovation

    2 months ago


    Mumbai, Maharashtra, India JPMorgan Chase Full time

    Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As an Associate in the Credit Risk Innovation Group, you are at the center of keeping JPMorgan Chase strong and resilient....


  • Mumbai, Maharashtra, India JPMorganChase Full time

    **JOB DESCRIPTION** Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As a Credit Risk Reporting Associate in a reporting team, you would be expected...


  • Pune, India The Bank of New York Mellon Corporation Full time

    **Credit Risk - Banks/ Broker Dealers** **_Bring your ideas. Make history. _** BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world's top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the...

  • Credit Risk

    2 weeks ago


    Pune, India Skillventory Full time

    **Credit Risk**: - From 8 to 12 year(s) of experience - ₹ Not Disclosed by Recruiter - Puneor **Roles and Responsibilities** Key Responsibilities - Delinquency & Portfolio management - Maintain the portfolio and bounce metrics at acceptable levels and propose - measures to control the same. - Participating and contributing in building and maintenance of...


  • Pune, Maharashtra, India Abacus Consultants Full time

    **12 - 15 years**: **Any Post Graduate | Chartered Accountant (C.A.) | MBA/PGDM**: **Credit Risk Hindsighting**: **35 ~ 40 LPA**: **1** **POSITION DETAILS** **Functional Designation** **AVP - Credit Hindsighting** **Department** **Risk** **Sub Department** **Credit Risk** **HR Grade** **AVP** **Location** **Pune** **Reporting Manager** **Job...

  • Credit risk analyst

    4 weeks ago


    Pune, India V-TECH RENEWABLES Full time

    Company DescriptionFounded in 2009 as V-TECH Consultancy Services, V-TECH RENEWABLES is dedicated to delivering Services & Solutions in Renewable Energy for Commercial, Industrial, and Residential Segments. Our team of seasoned professionals offers industry expertise in solar installations, energy efficiency strategies, and sustainable project...

  • Credit Risk

    7 months ago


    Mumbai, Maharashtra, India JPMorgan Chase & Co Full time

    **JOB DESCRIPTION** Our Business** The Securities Based Lending Team (SBL) is part of JP Morgan’s Asset and Wealth Management’s Credit Middle Office. The primary focus is on supporting the client need for lines of credit based on the quality and diversification of their asset portfolio. The group combines a focus on credit worthiness along with...

  • Credit Risk Optimizer

    4 weeks ago


    Pune, Maharashtra, India Source One Full time

    **About Us:** At Source One, we're committed to delivering innovative solutions that drive business growth. As a leading organization, we're constantly seeking talented professionals to join our team.We're looking for an experienced Credit Risk Optimizer to manage and optimize our credit programs. With a strong focus on risk management, you'll be responsible...

  • Credit Risk Expert

    1 week ago


    Pune, India Serendipity Corporate Services Full time

    **Job Duties and Responsibilities**: - Work on the credit policy for cards, according to the prevailing rules & regulations in the U.S. - Manage policy / processes for mainly Credit cards for the consumer retail portfolio pan U.S. - Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend...