Credit Risk Strategy Manager

3 weeks ago


Bengaluru, India Time Hack Consulting Full time
Responsibilities:
  • Conductcomprehensive credit risk assessments through analysis of creditdata and financial information.
  • Develop andimplement credit scoring models and strategies to evaluatecreditworthiness.
  • Stay informed about industrytrends regulatory changes and emerging risks affecting creditportfolios.
  • Monitor and analyze the performanceof the credit portfolio.
  • Identify trendspatterns and potential areas ofconcern.
  • Implement strategies to mitigate riskand optimize portfolio performance.
  • Develop andrefine credit risk strategies for acquisitions account managementand collections.
  • Collaborate withcrossfunctional teams to align credit risk strategies with businessgoals.
  • Balance risk and reward considerationsto maximize profitability while maintaining acceptable risklevels.
  • Utilize statistical modeling and dataanalytics to enhance credit riskdecisionmaking.
  • Develop validate and implementpredictive models for credit scoring and riskassessment.
  • Monitor and adjust models to ensureongoing accuracy and relevance.
  • Formulate andimplement credit risk policies andprocedures.
  • Collaborate with underwritingfinance and marketing teams to optimize credit riskstrategies.
  • Provide guidance and support tocrossfunctional teams on credit riskrelatedmatters.
  • Generate regular reports on creditrisk metrics and portfolioperformance.
  • Communicate findingsrecommendations and insights to senior management andstakeholders.

Qualifications:
  • Bachelorsdegree in Finance Statistics Mathematics or a related field;Masters degree preferred.
  • 5 years of experiencein credit risk management with a focus on strategy development andimplementation.
  • Proficient in statisticalanalysis tools and programming languages (e.g. SAS RPython).
  • Strong understanding of credit riskmodeling scoring and analytics.
  • Excellentcommunication and presentationskills.
  • Knowledge of relevant regulations andcompliance requirements.
  • Ability to workindependently and collaboratively in a fastpacedenvironment.

creditrisk,strategy,analytics


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