Area Credit Manager

Found in: Talent IN C2 - 2 weeks ago


Ahmedabad, India Ratnaafin Group Full time

Roles and Responsibilities: -


Functional Requirements


  • Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions.
  • Handling credit underwriting of working capital / channel nance / term loans cases in the mapped region including visiting the customers.
  • Ongoing monitoring of accounts, deferral tracking including tracking developments in the industry and the account to identify stress and work with the business teams / credit managers in devising appropriate mitigation strategies wherever needed.
  • Functionally manage the branch credit team for prompt and quality credit processing, adhering to the credit policy and dened processes & providing necessary approvals in line with the credit policy.


Team Management


  • Mentor and guide the credit manager for attainment of set targets, discipline, process compliance and adherence to company's rules and regulations.


Portfolio Management


  • Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy.
  • Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality.


Desired Skills: -

  • CA/CFA.
  • Experience as a Credit Manager in SCF / Wholesale Funding (Inventory Finance) / Dealer Finance in Bank / NBFC.
  • Experience in End-to-End processing of loan proposals.



  • Area Credit Manager

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Ratnaafin Group Full time

    Roles and Responsibilities: - Functional Requirements Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of working capital / channel nance / term loans cases in the mapped region including visiting the customers. Ongoing monitoring of accounts,...

  • Area Credit Manager

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Skill Ventory Full time

    Roles and Responsibilities Key Responsibilities: - Credit Appraisal Underwriting of Unsecured Business Loan files as analysing applicant's financial status and credit evaluations to determine feasibility of granting loans with preparing of Credit Approval Memo (CAM). Meeting with applicants (Personal Discussion) to obtain information...

  • Cluster Credit Manager

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Ratnaafin Capital Pvt Ltd Full time

    Qualification: CA or MBA- Finance is desirable. Preference: Min. 4 to 5 years’ experience in high value SME underwriting. Primary Responsibilities: Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies procedure to honor the agreed SLAs and manage area business volumes. Supervise a team of credit...


  • Ahmedabad, India Ratnaafin Capital Pvt Ltd Full time

    Qualification: CA or MBA- Finance is desirable.Preference: Min. 4 to 5 years’ experience in high value SME underwriting.Primary Responsibilities:Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies procedure to honor the agreed SLAs and manage area business volumes.Supervise a team of credit...


  • Ahmedabad, India Tata Mutual Fund Full time

    Job DescriptionTo underwrite corporate finance business and manage the portfolio in assigned area .o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o Finalize...

  • Area Credit Manager Commercial Banking For a Leading Bank

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Skill Ventory Full time

    Roles and Responsibilities RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Commercial Vehicles / Construction Equipment (Infrastructure) / Dealer Finance segments. TDF business caters to funding requirements of Auto / Tractor dealers in rural / semi rban regions. To provide sound,...

  • Associate Credit Operations Manager

    Found in: Talent IN C2 - 1 week ago


    Ahmedabad, India IDFC FIRST Bank Full time

    Role/ Job Title:  Associate Credit Operations Manager Function/ Department:  Retail Assets Job Purpose: The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in development and implementation of credit policy initiatives and...

  • Credit Control 3

    5 days ago


    Ahmedabad, India Adani Group Full time

    Job role: The Credit Control Associate position will be responsible for maintaining customer credit as per credit policy and release / hold sales order as per business guidelines. He / She will ensure to complete the requests within agreed SLA’s. He / She will ensure accurate update of customer credit limit and ensure compliance with credit policy. He /...

  • Credit Control 2

    7 days ago


    Ahmedabad, India Adani Group Full time

    Job role: The Credit Control Associate position will be responsible for maintaining customer credit as per credit policy and release / hold sales order as per business guidelines. He / She will ensure to complete the requests within agreed SLA’s. He / She will ensure accurate update of customer credit limit and ensure compliance with credit policy. He /...

  • Credit Control 4

    3 days ago


    Ahmedabad, India Adani Group Full time

    Job Role: The Credit Control Associate position will be responsible for maintaining customer credit as per credit policy and release / hold sales order as per business guidelines. He / She will ensure to complete the requests within agreed SLA’s. He / She will ensure accurate update of customer credit limit and ensure compliance with credit policy. He /...

  • Area Sales Manager- Unsecured Business loan

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Skill Ventory Full time

    Roles and Responsibilities 1. JOB PURPOSE:To setup and manage the entire area sales process and infrastructure for the Unsecured Business Loan lending vertical of the companyTo build area sales strategy in line with industry best practices meeting the broad objective of the company policy2. PRINCIPAL ACCOUNTABILITIES: Responsible for periodic...

  • Credit Controller

    1 day ago


    Ahmedabad, India Krishna Associates Full time

    A Credit Controller job description should include **conducting credit checks on new customers, resolving problems in relation to invoice payments, and reconciling complex month-end accounts**. They must also report to management on outstanding issues, whilst highlighting potential debtor problems Job timing = 04:00 to 01:00 Work from Office...

  • Credit Controller

    1 day ago


    Ahmedabad, Gujarat, India VIMDHYA SERVICES Full time

    Educational Qualification -Bachelors/ Masters/ Diploma in Finance, accounting or Mathematics Technical Skills Proficiency on Account software, Basic Computer Knowledge, Understand legal complexities Determining credit limits and costumer creditworthiness. To reduce credit risk and increase the effectiveness of collection efforts Monitor customer KYC...


  • Ahmedabad, Gujarat, India HDFC Bank Full time

    Department - SL Initiative Credit FE - Job posted on - Aug 22, 2023 - Employee Type - Permanent-Sales Vertical - Experience range (Years) - 0 - 3 years **Group Company**: HDFC Bank Limited **Designation**: SL Initiative-Credit Officer (230_19_100145) **Office Location**: Kathwada Ahmedabad (Branch) **Position description**: Providing support to branch...

  • Manager Credit

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Paradise Placement Consultancy Full time

    Job Description: Job description Evaluating credit proposals covering financial, business and industrial risk & decisioning of the HL & LAP loan. Field PD, Sanctioning autority• Verifying the promoters track record & ascertaining their credit worthiness.• Analysis of the financial statements of the prospective customer to...

  • Credit Controller

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Synergy Resource Solutions Full time

    Our reputed registered office in Ahmadabad requires an Credit Control Manager. Client which is into the Transportation segment since past 40 years & having PAN India presence with registered office in Ahmadabad requires an Credit Control Manager Preferred sector of the candidate: Transport / Logistics Gender: Male Location: Sarkhej, Ahmedabad (Preferred...

  • Credit Controller

    Found in: Talent IN C2 - 2 weeks ago


    Ahmedabad, India Synergy Resource Solutions Full time

    Our reputed registered office in Ahmadabad requires an Credit Control Manager. Client which is into the Transportation segment since past 40 years & having PAN India presence with registered office in Ahmadabad requires an Credit Control ManagerPreferred sector of the candidate: Transport / LogisticsGender: MaleLocation: Sarkhej, Ahmedabad (Preferred...

  • Area Manager

    Found in: Talent IN C2 - 1 week ago


    Ahmedabad, India ASSPL - Gujarat Full time

    At Amazon, we're working to be the most customer-centric company on earth. To get there, we need exceptionally talented, bright, and driven people. Amazon is seeking Operations Manager Intern which is one of the most recognizable brand names in the world and we distribute millions of products each year to our loyal customersWe are seeking an Operation...

  • Area Manager

    Found in: Whatjobs IN C2 - 1 week ago


    ahmedabad, India ASSPL - Gujarat Full time

    At Amazon, we're working to be the most customer-centric company on earth. To get there, we need exceptionally talented, bright, and driven people. Amazon is seeking Operations Manager Intern which is one of the most recognizable brand names in the world and we distribute millions of products each year to our loyal customersWe are seeking an Operation...

  • Hiring For NBFC

    Found in: Whatjobs IN C2 - 2 weeks ago


    ahmedabad, India Skill Ventory Full time

    Roles and Responsibilities O Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio. O Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organisation needs and regulatory framework o Evaluate the financial...