Chief Operating Officer

24 hours ago

Chennai, Tamil Nadu, India Personnel Search Services Group Full time ₹ 20,00,000 - ₹ 25,00,000 per year

Job Title:
Chief Operating Officer

Location:
Chennai

Reporting to:
CEO/ MD

About the client: PSS
has been mandated to hire a
Chief Operating Officer
for a reputed and fast-growing microfinance company based in Chennai with business interests in affordable housing.

Job Purpose
As a COO, you would be responsible for delivering YoY top-line and net profits, cost optimisation, and minimizing losses of the Affordable Housing Finance business across southern states in India (AP TL, K'taka, Chennai). You will be responsible for putting in place a plan that will ensure doubling AUM (current around ~INR cr) in the next few years and beyond.

Key Responsibilities

  • Strategic Management - design and implement strategies – Short-term, mid-term, and long-term
  • Operational Management - manage a comprehensive range of functions including Business Disbursements, Collections, Credit & Risk, Product, IT, Finance, HR & Admin, Operations, and Legal
  • Setting up the entire operations architecture, including branch-level and central processes across the HFC
  • Oversee financial management – gross income, net profits, cost control/ reduction, and minimisation of credit losses
  • Improving AUM, Profits, and Return on Assets
  • Performance Monitoring
  • Regulatory compliance with NHB, RBI, Investors, Fund managers, and Rating Agencies, and monitoring of the same
  • Stakeholder management – internal and external bodies and agencies
  • Quality Control, Risk Assessment, Internal Audits
  • Improvement of systems, processes, and technology to improve efficiencies

Educational Qualifications And Experience

  • Qualification: Graduate/ Postgraduate, preferably an MBA from a reputed institute
  • Experience: 20 years in NBFC/ Lending/ Financial Institutions/ Micro Finance, Home Loans, Affordable Housing Finance, Retail Assets, etc.
  • Candidates should be based in Chennai and should be aware of the local language, cultures, and customs
  • Skills: Strong analytical, problem-solving, and stakeholder management capabilities.
  • Strong leadership and communication skills

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