Sales Manager
4 days ago
Role & responsibilities
The Ideal candidate should posses
- Fair understanding of Retail products of LAP upto Rs. 50.0 to Rs lakhs with prior experience of funding educational institutions; Working Capital experience preferred
- Experience of managing a portfolio of existing LAP and/or Working Capital credit relationships. The number of relationships managed would depend on the geography covered and branches mapped to the respective Sales Manager/Sales Officer.
- Leads generation/Business development through Branches, CAs, DSAs and referrals from existing borrowers, current account holders etc.
- Processing of loan applications, conducting due diligence, site visits, ensure compliance of terms & conditions as per sanction terms, documentation etc.
- Assisting credit team through timely resolution of raised queries and sharing of information requested.
- Timely Convey sanction/reject decision to the customer, handover sanction/rejection letter and follow up for documentation.
- Documentation, disbursements, authorization of credit vouchers.
- Punching of new loan accounts in system Post disbursement credit related activities: receipt of title deed, creation of EM.
- Strong communication and interpersonal skills
- Cross sell of other asset/liabilities products, investment products to existing group of borrowers managed by the Sales Manager/Sales Officer.
- Achieve individual targets and grow account profitability, while maintaining a high standard and compliance
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