Cluster Manager

19 hours ago

India Ujjivan small finance bank Full time ₹ 9,00,000 - ₹ 15,00,000 per year
Cluster Manager-Housing Loans

Multiple locations

Department

WEST BUSINESS

Job posted on

Oct 08, 2025

Employment type

Permanent

Group Company: Ujjivan Small Finance Bank

Designation: Cluster Manager-Housing Loans (UB-HSG-WB-CMH)

Position description: Cluster Manager-Housing Loans

Primary Responsibilities:

  • Business Financials Daily Weekly Monthly monitoring of the accomplishment of targets according to the annualmonthly targets established for the area and branches under hisher responsibility to provide guidance and solutions to hisher team as required Assign targets and results on daily weekly monthly basis of portfolio of risk by different categories such as days in arrears number of installment due amount within hisher region by area branch loan officer with the objective to identify tendencies and risks Supports Loan Officers in hisher area in their duties of client visits risk assessment and recovery strategies Efficient staffing by timely recruitment training Implement supervise and control effectiveness of commercial strategy with hisher team to reach the productivity and growth targets established Approve deviations and exceptions according to policy in place Ensure supervise the correct implementation of the credit procedures including all the respective tools Customer Both Internal External Ensure customers are educated about all productsservices offered by Ujjivan Ensure lower customer attrition by providing different products as per customer requirement Focus on lower TAT as per laid down standards Internal Process Ensure compliance with lending guidelines quality framework and audit requirements ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence audit and other regulations Monitor health of portfolio Sanctioning of loans according to the policy in place Ensure supervise the correct implementation of the credit procedures including all the respective tools Discuss strategies and changes in terms of products capacity building procedures etc Innovation Learning Ensure that all members of his team are up to date on all relevant circulars and all productsservices offered in the Branch Evaluate the staff competences in terms of promotion business assessment and credit risk assessment capacity and propose solutions for improvement Ensure adherence to training mandays mandatory training programs for self and reportees Ensure goalsetting midyear review and annual appraisal process within specified timelines for self and reportees

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