Credit Manager
20 hours ago
Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit
We are seeking a qualified and experienced Credit Manager to lead a team of credit professionals in underwriting and managing proposals for Working Capital Finance, including both fund and non-fund based products. The role involves evaluating customer proposals, structuring deals, and ensuring high-quality credit decisions within defined turnaround times. The ideal candidate will have strong analytical skills, a deep understanding of financials and property-related aspects, and the ability to maintain portfolio quality. The role also includes mentoring team members, coordinating with cross-functional departments, and implementing policies effectively at the ground level.
Manage a team of Credit Managers and oversee underwriting activities. Underwrite and prepare proposals for Working Capital Finance (fund and non-fund based). Ensure high-quality underwriting and support branch business targets through training. Conduct customer visits for personal discussions and deal structuring. Monitor portfolio quality through regular review of monitoring reports. Evaluate proposals for Home Loans and Loan Against Property. Make credit decisions within defined turnaround times (TAT). Understand property-related aspects such as legal title and market value. Coordinate with sales, operations, legal, technical, and customer service teams. Implement head office and local credit policies at the ground level. Mentor CPAs and monitor their productivity and output quality. Experience LevelMid Level-
Credit Manager
18 hours ago
Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Manager-Small Business Enterprise-CreditCredit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines. Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's. Team...
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Credit Manager
2 weeks ago
Surat, Gujarat, India TATA CAPITAL Full time ₹ 9,00,000 - ₹ 12,00,000 per yearReview and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit...
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Credit Manager
1 week ago
Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 8,00,000 - ₹ 24,00,000 per yearCredit Manager-Affordable Housing Finance-Credit Credit Assessment, Risk Management, Loan Approval Process: Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and...
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Credit Manager
2 weeks ago
Surat, Gujarat, India Tata Capital Full time ₹ 6,00,000 - ₹ 18,00,000 per yearRoles and ResponsibilityManage and process secured business loan applications.Conduct thorough credit analysis and risk assessments.Develop and maintain relationships with existing and potential clients.Collaborate with internal teams to ensure seamless loan processing.Monitor and report on credit portfolio performance.Identify and implement process...
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Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Underwriting & policy Implementation.:- underwriting credit proposals while adhering to credit policies , risk framework & regulatory guidelines.Portfolio Risk Management.:- Monitor delinquency, managing existing portfolio customers, identifying early warning signals for potential NPA's.Team Management & stakeholder Collaboration.:- alignment with...
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Branch Credit Manager
1 week ago
Surat, Gujarat, India Hiring Street Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCredit Appraisal & UnderwritingAssess & underwrite loan applications in the HL & LAP segment, including financial analysis & credit decision-making within authority limits.Manage the end-to-end credit process from application login through sanction
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Area Credit Manager
3 days ago
Surat, Gujarat, India MAS Financial Services Full time ₹ 1,04,000 - ₹ 1,30,878 per yearArea Credit Manager MSME | SuratKey Responsibilities:Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance.Monitor underwriting, TAT & portfolio quality.Liaise with Sales/Ops/Collections for smooth disbursement & risk control.Track delinquencies, recommend corrective actions & ensure compliance.Train & guide branch/regional credit...
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Area Credit Manager
3 days ago
Surat, Gujarat, India MAS Financial Services Limited Full time ₹ 9,00,000 - ₹ 12,00,000 per yearArea Credit Manager – MSME | SuratKey Responsibilities:Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance.Monitor underwriting, TAT & portfolio quality.Liaise with Sales/Ops/Collections for smooth disbursement & risk control.Track delinquencies, identify high-risk cases & recommend actions.Ensure audit/regulatory compliance &...
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Credit Manager-Housing Finance-Credit
7 days ago
Surat, Gujarat, India Kotak Life Insurance Full time ₹ 80,000 - ₹ 1,50,000 per yearAbout The Role JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance "¢ Managing team of Credit Managers "¢ Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) "¢ Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. "¢ Visiting...
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Surat, Gujarat, India Kotak Mahindra Bank Full time ₹ 2,00,000 - ₹ 8,00,000 per yearCredit Manager-SBE-Small Business Enterprise-Credit Credit Manager-Working Capital-Credit Bangalore, Karnataka, India JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance • Managing team of Credit Managers • Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) • Under writing cases with...
