Credit Manager

Role OverviewThe Credit Manager will be responsible for underwriting affordable LAP proposals within defined policy parameters while ensuring portfolio quality. The role requires strong analytical skills, knowledge of customer profiles in the affordable segment, and the ability to balance business growth with risk management.Key ResponsibilitiesApplication...

Job Description:Credit Manager with experience in chit funds or financial services to oversee the creditunderwriting, risk assessment, and portfolio monitoring of subscribers. The ideal candidatewill be responsible for evaluating the creditworthiness of members, ensuring compliance withcompany policies, and supporting healthy portfolio growth while...

Qualifications and Skills:Graduate / Post Graduate in Commerce, Finance, Accounting, or Business Administration.Minimum 3 years of relevant experience in credit assessment or underwriting in Chit Funds / NBFC / Microfinance / Banking sector.Evaluate and underwrite chit lifting proposals, verify financials, and assess repayment capacity of subscribers.Review...

Strategy and Policy: Develop and implement effective credit and billing policies and procedures to control credit risk and improve collection efficiency.Team Management: Lead and manage a billing and credit team, ensuring timely and accurate invoicing and efficient collection processes.Customer Relationship Management: Act as a primary contact for...

Location Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit Job Role ->Strong Domain Knowledge in Credit. ->Assessing the credit risk basis geography and security offered references and financials as well as facility structure. ->Proactively developing enterprise-wide risk Management strategies and practices for various LAP products. ->Understanding on...

Role OverviewThe Sales Manager will be responsible for driving business volumes in the affordable Loan Against Property (LAP) segment through direct sourcing and channel management. The role requires strong market understanding, customer acquisition skills, and relationship management with connectors, DSAs, and channel partners.Key ResponsibilitiesDrive...

Area Credit Manager - Bharat Business Loans - Credit Grade-M5/M6 Role- Area Credit Manager Job Description: Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai. RBG Business under Commercial Banking at...

Grade-M5/M6Role- Area Credit ManagerJob Description:Candidate shall be a part of credit team in the capacity of Area Credit Head for West (which caters to Maharashtra, Central) for Relationship Banking (RBG) Group and TDF and will be based at Mumbai . RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements...

11005To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term productsPost Graduate/ Graduate in any discipline1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of...

Role Summary:The Credit Manager is responsible for assessing and evaluating loan applications at the branch level,ensuring compliance with credit policies and procedures. The role involves collaborating with the salesteam, verifying customer credentials, and ensuring that loans are processed efficiently andeffectively.Key Responsibilities:Loan Application...