Senior Director

2 weeks ago

Bengaluru, Karnataka, India MPokket Full time ₹ 30,00,000 - ₹ 60,00,000 per year

Function

Analytics & Decision Science

Job posted on

Sep 01, 2025

Employee Type

Full-time

Experience range (Years)

9 years - 15 years

Position Summary

The ideal candidate will play a key role in setting up and managing our credit & Fraud risk management frameworks and strategies. They will oversee a team responsible for developing, implementing, and refining risk management rules and collection strategies to support our digital lending initiatives. This position requires strong analytical, strategic, and technical skills, as well as a deep understanding of risk management in the lending domain, specifically within NBFCs, banks, or fintech organizations.

Key Responsibilities

  • Lead, mentor, and manage a team of analysts and data scientists focused on credit risk, fraud detection, and collection strategies.
  • Design and implement credit risk management rules and models for digital lending, ensuring robust credit risk assessment.
  • Define risk segmentation strategies and establish differential pricing models for varying risk profiles to support profitable growth
  • Conduct portfolio analysis to monitor and control exposure across various lending products, ensuring adherence to risk appetite limit
  • Develop and implement fraud detection and prevention strategies using advanced analytics and machine learning techniques
  • Create robust fraud risk management policies, incorporating rule-based and behavioral analytics to identify potential fraud patterns.
  • Define and implement data-driven collection strategies to optimize recovery and minimize losses
  • Develop scorecards and segmentation models to prioritize collections efforts, customizing approaches for different customer segments.
  • Collaborate with operations and customer service teams to ensure effective deployment of collection strategies.
  • Use advanced analytics to continuously monitor collections performance, adjusting strategies to maximize recovery rates
  • Develop and maintain Python-based models and scripts to automate risk and fraud analytics processes.
  • Work closely with product, compliance, technology, and operations teams to ensure credit and fraud risk strategies align with business objectives and regulatory requirements.
  • Collaborate with external partners and vendors, as needed, to enhance risk management capabilities.
  • Ensure compliance with regulatory standards and best practices in risk management, credit underwriting, and collections.

Core Skills & Experience

  • Master's or Postgraduate degree in Finance, Economics, Statistics, Data Science, or a related field.
  • Minimum of 10 years in credit risk, fraud risk management, or collections strategy within the lending industry (NBFCs, banks, fintechs), with significant experience in digital lending.
  • Proficiency in Python for data analysis, model development, and automation of risk strategies.
  • Familiarity with data visualization tools (e.g., Tableau, Power BI) and statistical tools (e.g., R, SAS) is a plus.
  • In-depth understanding of credit and fraud risk management frameworks, digital lending processes, and industry best practices.
  • Strong quantitative and analytical skills, with a demonstrated ability to interpret complex data and translate findings into actionable strategies.
  • Excellent written and verbal communication skills to effectively present insights and strategies to technical and non-technical stakeholders.
  • Proven experience managing and motivating a high-performing team, with a collaborative approach to cross-functional work.

What's in it for you?

  • Set your career on an exponential growth path with a start-up.
  • Learning and growth

  • Director / Senior Director - Maintenance

    2 weeks ago

    Bengaluru, Karnataka, India Akshaya Patra Foundation Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Position :- Director / Senior Director - MaintenanceLocation: Yeshwanthpur, BangaloreWe are seeking a high-impact, results-driven Director / Senior Director of Maintenance to lead and elevate our maintenance strategy across the organization. The ideal candidate will be a visionary leader and hands-on executor, capable of driving continuous improvement,...

  • Senior Sales Director

    5 days ago

    Bengaluru, Karnataka, India Movate Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Company DescriptionMovate (formerly CSS Corp) is a digital technology and customer experience services company committed to disrupting the industry with boundless agility, human-centered innovation, and relentless focus on driving client outcomes. Movate supports growth-oriented companies across industries with its diverse talent of over 11,700 full-time...

  • Senior Director

    2 weeks ago

    Bengaluru, Karnataka, India Visa Inc. Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Job Description : Senior Director, Merchant Data Platform The Data and Artificial Intelligence Platform (DAP) group is a key component of Visa's Technology organization that provides the enabling technology and processes to handle Visa's data assets and deliver valuable information, products, and services to customers. DAP delivers secure, high-quality and...

  • Senior Director

    2 weeks ago

    Bengaluru, Karnataka, India WNS Global Services Pvt Ltd Full time

    Senior Director - RNA Company Description WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance,...

  • Senior Director

    4 days ago

    Bengaluru, Karnataka, India Freshworks Full time ₹ 15,00,000 - ₹ 60,00,000 per year

    Senior Director - Corporate Strategy Company Description Organizations everywhere struggle under the crushing costs and complexities of "solutions" that promise to simplify their lives. To create a better experience for their customers and employees. To help them grow. Software is a choice that can make or break a business. Create better or worse...

  • IT Senior Director

    6 days ago

    Bengaluru, Karnataka, India NTT DATA Global Delivery Services Ltd Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    IT Senior Director - DWS Leader Req ID: 304337 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a IT Senior Director - DWS Leader to join our team in Bengaluru, Karnātaka...

  • Senior Communications Manager – Director's Office

    2 weeks ago

    Bengaluru, Karnataka, India Indian Institute For Human Settlements Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    About the Director's Office at IIHSThe Director's Office supports the IIHS Director in establishing a world-class interdisciplinary University and in managing: the development of the IIHS Schools and Labs, and the Academic, Research, Practice and Capacity Development Programmes, to meet global benchmarks; IIHS' global and national networks; and the creation...

  • QA Director

    2 weeks ago

    Bengaluru, Karnataka, India Ascendion Engineering Full time ₹ 1,04,000 - ₹ 1,30,878 per year

    Job Overview - Test DirectorWe are seeking a highly skilled and experienced Testing Director to join our growing organization. The Testing Director will play a critical role in ensuring the quality and effectiveness of our products through effective testing and quality assurance practices. If you have a passion for testing and quality assurance and have a...

  • Senior Director – Software Engineering

    2 weeks ago

    Bengaluru, Karnataka, India Unisys Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    What Success Looks Like In This RoleWe are seeking a Technology leader to lead our APAC Technology Organization, driving innovation, modernization, and engineering excellence across a diverse product portfolio. In this role, you will lead large-scale engineering teams, define technology roadmaps, and ensure delivery of secure, scalable, and market-leading...

  • Senior Director – Software Engineering

    2 weeks ago

    Bengaluru, Karnataka, India Unisys Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    What success looks like in this role: We are seeking a Technology leader to lead our APAC Technology Organization, driving innovation, modernization, and engineering excellence across a diverse product portfolio. In this role, you will lead large-scale engineering teams, define technology roadmaps, and ensure delivery of secure, scalable, and market-leading...