Legal Associate

Associate - Legal (Fintech, Commercial and Regulatory Affairs)
Location: Mumbai | Experience: 1-4 years PQE | Department: Legal & Regulatory
About Snapmint
Snapmint is a leading fintech company redefining access to consumer credit in India. Backed by marquee venture capital and private equity investors, our zero-cost EMI platform enables responsible purchases, without a credit card, across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices. Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team -alumni of IIT Bombay and ISB-brings deep experience from Oyo, Ola, Maruti Suzuki, and prior successful ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance-simple, transparent, and customer-first.

Role Overview
We are seeking a qualified and motivated Associate - Legal with 1-4 years of post-qualification experience to join our legal team. The ideal candidate will have a strong foundation in fintech and NBFC regulatory frameworks, commercial contract negotiation, and stakeholder advisory.

Key Responsibilities

• Review, draft, and negotiate a wide range of commercial contracts including service agreements, partnership arrangements, merchant onboarding documents, and financing agreements.
• Research on RBI NBFC norms, data protection laws, fintech regulations, and applicable consumer lending standards.
• Manage legal risk management across lending, collections, marketing, and data usage.
• Manage regulatory filings, audits, and engagement with authorities including RBI, MCA, and other relevant regulators.
• Monitor timelines and ensure compliance with procedural requirements related to notices, litigation and dispute resolution.
• Collaborate with external counsel and advisors for litigation, structuring, or regulatory opinions.
• Develop material for internal training sessions on key legal and regulatory topics.
• Monitor and communicate legal and regulatory updates impacting the fintech/NBFC landscape.
• Contribute to internal policy formulation, governance frameworks, and compliance monitoring programs.
• Staying up-to-date with changes to legislation, particularly in relation to laws, rules and regulations that directly affect your business and specific LL.B. or LL.M. from a reputed university in India
• 1-4 years of post-qualification experience, with strong exposure in law firms and/or in-house legal

teams, preferably within fintech, NBFCs, or financial services

• Robust understanding of regulatory advisory, commercial contracts, and compliance frameworks
• Demonstrated ability to collaborate effectively with business stakeholders, regulators, and external counsel

Key Competencies

• Strong grasp of financial services laws and regulations, particularly RBI and fintech-related guidelines
• Excellent legal drafting and contract negotiation skills
• High attention to detail and ability to manage competing deadlines
• Commercially astute with sound judgment and practical problem-solving skills
• Strong interpersonal and communication skills, capable of working cross-functionally
• Self-starter who thrives in a fast-paced, high-growth, and evolving environment

Compensation & Benefits
We offer a competitive compensation package aligned with industry standards, including performance- based incentives and long-term wealth creation opportunities. At Snapmint, you'll also benefit from a high-impact role, a collaborative work culture, and the chance to help shape the future of digital consumer finance in India

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