Credit Risk Model Development Intmd Analyst

2 weeks ago

Bengaluru, Karnataka, India Citi Full time ₹ 12,00,000 - ₹ 36,00,000 per year

This position is with Global Consumer Bank (GCB) Risk Modeling Utility. This specific role supports the US Consumer Bank's Branded Cards portfolios. Citi-branded card products includes its proprietary portfolio (including the Citi Double Cash, Thank You and Value cards) and co-branded cards (including, among others, American Airlines and Costco)

In this role, you will

  • Build Account Management Risk Models using traditional and Machine Learning techniques.
  • Develop these models in compliance with the Risk modeling policies and procedures.
  • Leverage a variety of technologies such as SAS, R, Python, H2O, Spark, and more to extract the value out of the data.
  • Deliver on all phases of development, from design through training, testing, validation, and implementation.
  • Work with Technology, Risk policy and Governance teams to deliver decision risk models in the market
  • Practice your presentation and articulation skills to translate the complexity of your work to all types of audience.

We will be thrilled to have someone who is

  • Curious –challenges status quo, questions what they see and looks for answers when something is not intuitive
  • Has attention to details – knows when something does not add up and is not right. Has attention to details
  • Has ability to communicate results to diverse audiences

Qualifications

  • 4+ years' experience in Risk Modeling or PhD degree in statistics, economics, or equivalent experience.
  • Sound knowledge of statistical modeling concepts and industry best practices; experience with econometric and statistical modeling or risk models
  • Excellent quantitative and analytic skills; ability to derive patterns, trends, and insights
  • Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, Python, Spark) Proficient with MS Office suite
  • Consistently demonstrates clear and concise written and verbal communication skills
  • Self-motivated and detail oriented
  • Experience working in Big data environments; Intellectual curiosity to stay abreast of technological advances

Education:

  • Bachelor's/University degree in statistics, mathematics, economics, or equivalent experience. Master's/PhD degree is a plus

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Job Family Group:

Risk Management

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Job Family:

Risk Analytics, Modeling, and Validation

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Time Type:

Full time

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Most Relevant Skills

Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics.

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Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi's EEO Policy Statement and the Know Your Rights poster.

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