Auto Risk portfolio monitoring and analytics

JOB DESCRIPTION

Description: Chase Consumer & Community Banking (CCB) delivers a wide range of financial services to consumers and small businesses, including personal banking, lending, mortgages, credit cards, payments, auto finance, and investment advice. The CCB Risk Management team partners with each sub-line of business to identify, assess, and remediate risks—spanning fraud, reputational, operational, credit, market, and regulatory domains.

Role Overview: The Auto Risk portfolio monitoring and analytics team provides advanced analytics and data support to the Auto Risk Team, covering both Retail and Commercial portfolios. Responsibilities include monitoring portfolio performance and associated drivers, building analytical DataMart's for ad-hoc reporting , and supporting regulatory exams and audits. The team balances speed and accuracy to enable agile, informed decision-making for leadership.

Key Responsibilities:

• Develop analytics and reporting to help the Dealer Commercial Services Risk organization monitor dealer performance, financial health KRIs, audit resolution, originations, attrition, inventory aging, and concentration risks.
• Support month-end reporting for executive forums (EMR, ARC, DCS Risk Forum).
• Oversee credit management activities, focusing on anomalous portfolio trends, audit insights, and data validation for dashboards and technology migrations.
• Identify opportunities to integrate insights across Auto Retail and Commercial businesses.
• Partner with business leaders to identify and address emerging risk trends and reporting needs.
• Ensure data quality, consistency, and compliance with policies and regulatory requirements.
• Lead the design, development, and delivery of risk reports and dashboards for senior management, regulators, and other stakeholders.
• Collaborate with Risk, Finance, Technology, and Business teams to align data and reporting initiatives with business objectives.
• Serve as a subject matter expert on risk monitoring for internal and external stakeholders.
• Support regulatory examinations and audits by providing required data and documentation.

Candidate Profile:

• Broad understanding of financial services, risk management, and auto portfolios (retail and commercial).
• Strong documentation, organizational, and attention-to-detail skills.
• Effective communicator, able to present complex information clearly to all management levels.
• Collaborative team player, comfortable working virtually and across functions.
• Self-motivated, proactive, and able to work independently.
• Committed to productive teamwork and information sharing.

Qualifications:

• Bachelor's degree in Finance, Business, Data Science, or related field
• Minimum 5+ years of experience in risk management, data analytics, or reporting within financial services or Auto Finance.
• Strong understanding of risk concepts, regulatory requirements, and data governance.
  Project Management Skills- - well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects across cross-functional groups
• Proficiency in analytical languages (e.g., SAS, Python, SQL)
• Proficiency in data visualization tools (e.g., Tableau, Power BI).
• Excellent communication, problem-solving, and stakeholder management skills.

Preferred qualifications, capabilities, and skills

• Experience with auto finance products and portfolios.
• Familiarity with regulatory frameworks (CCAR, CECL, Basel).
• Advanced proficiency in SQL, Python, or other data analysis tools.
• Proficient with storytelling of data and insights

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.