Auto Risk portfolio monitoring and analytics

1 day ago


Bengaluru, Karnataka, India JPMorgan Chase Full time ₹ 15,00,000 - ₹ 25,00,000 per year

Description: Chase Consumer & Community Banking (CCB) delivers a wide range of financial services to consumers and small businesses, including personal banking, lending, mortgages, credit cards, payments, auto finance, and investment advice. The CCB Risk Management team partners with each sub-line of business to identify, assess, and remediate risks—spanning fraud, reputational, operational, credit, market, and regulatory domains.

Role Overview: The Auto Risk portfolio monitoring and analytics team provides advanced analytics and data support to the Auto Risk Team, covering both Retail and Commercial portfolios. Responsibilities include monitoring portfolio performance and associated drivers, building analytical DataMart's for ad-hoc reporting , and supporting regulatory exams and audits. The team balances speed and accuracy to enable agile, informed decision-making for leadership.

Key Responsibilities:

  • Develop analytics and reporting to help the Dealer Commercial Services Risk organization monitor dealer performance, financial health KRIs, audit resolution, originations, attrition, inventory aging, and concentration risks.
  • Support month-end reporting for executive forums (EMR, ARC, DCS Risk Forum).
  • Oversee credit management activities, focusing on anomalous portfolio trends, audit insights, and data validation for dashboards and technology migrations.
  • Identify opportunities to integrate insights across Auto Retail and Commercial businesses.
  • Partner with business leaders to identify and address emerging risk trends and reporting needs.
  • Ensure data quality, consistency, and compliance with policies and regulatory requirements.
  • Lead the design, development, and delivery of risk reports and dashboards for senior management, regulators, and other stakeholders.
  • Collaborate with Risk, Finance, Technology, and Business teams to align data and reporting initiatives with business objectives.
  • Serve as a subject matter expert on risk monitoring for internal and external stakeholders.
  • Support regulatory examinations and audits by providing required data and documentation.

Candidate Profile:

  • Broad understanding of financial services, risk management, and auto portfolios (retail and commercial).
  • Strong documentation, organizational, and attention-to-detail skills.
  • Effective communicator, able to present complex information clearly to all management levels.
  • Collaborative team player, comfortable working virtually and across functions.
  • Self-motivated, proactive, and able to work independently.
  • Committed to productive teamwork and information sharing.

Qualifications:

  • Bachelor's degree in Finance, Business, Data Science, or related field
  • Minimum 5+ years of experience in risk management, data analytics, or reporting within financial services or Auto Finance.
  • Strong understanding of risk concepts, regulatory requirements, and data governance.
  • Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects across cross-functional groups
  • Proficiency in analytical languages (e.g., SAS, Python, SQL)
  • Proficiency in data visualization tools (e.g., Tableau, Power BI).
  • Excellent communication, problem-solving, and stakeholder management skills.

Preferred qualifications, capabilities, and skills

  • Experience with auto finance products and portfolios.
  • Familiarity with regulatory frameworks (CCAR, CECL, Basel).
  • Advanced proficiency in SQL, Python, or other data analysis tools.
  • Proficient with storytelling of data and insights


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