Assistant Director,Portfolio Analytics and Insights

Some careers have more impact than others.

If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.

HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Assistant Director,Portfolio Analytics and Insights

Business: Risk & Compliance

Principal responsibilities

This role will entail oversight, project management & planning, thought leadership & hands-on contribution on

• Development / review / enhancement of Originations & Account Management strategies like Approve / Decline, Affordability & limit assignment, limit review, authorisation, policy review, score cut-off review etc.
• Deployment support & PIR of Originations & Account Management strategies
• Come up with appropriate insights and support the business with meaningful recommendations, based on portfolio trends, market landscape and macroeconomic scenario .
• Strategy monitoring and recommendations thereof
• Support on campaign / growth initiatives
• Delivery of regulatory requirements
• Portfolio deep-dive / adhoc analysis / data investigations & reconciliation
• Strategic MI development for UK Current Accounts & wider Unsecured portfolios as relevant, liaising with stakeholders in Risk / Products / Finance as required.
• Additionally, the jobholder will coordinate with the Current Accounts / Unsecured Risk area on any analytical requirements to project manage day to day activities, and ensure adherence to regulatory and governance standards for the UK Current Accounts / Unsecured businesses.
• Critically evaluate process requirement, and streamline / automate / standardize accordingly, to bring in effectiveness and gain efficiency. Ensure release of target bandwidth.

What you will need to succeed in the role:

• At least 10+ years of Analytics Experience with prior experience in managing risk activities in retail lending
• Prior experience in development of acquisition strategy, account management strategy or strategic analysis and portfolio management would be preferred.
• Excellent quantitative & technical aptitude. Ability to solve open-ended business problems.
• Proven leadership track record in dynamic/changing marketing environments
• Ability to build strong relationships both internally and externally
• Strong communication skills.
• B.Tech or Masters or Ph. D. degree in either Economics, Statistics, Engineering or any quantitative area or MBA (with quantitative background)

What additional skills will be good to have?

• Relevant experience in wider Risk Analytics domain, specifically in the fields like scorecards, loss forecasting, Portfolio Insights/MI etc.

You'll achieve more at HSBC

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role."

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