Senior Manager, Risk Appetite

Job ID: 38529

Location: Bangalore, IN

Area of interest: Governance, Risk Management & Compliance

Job type: Regular Employee

Work style: Office Working

Opening date: 3 Sept 2025

Job Summary

• Strategic Risk Management and Governance team covers a wide spectrum of Enterprise level activities which include, risk appetite setting, portfolio analytics, stress scenario analysis, risk identification, enterprise risk management framework management and overall organisational governance of policies.
• To drive, manage and embed our vision, we will need to continue to evolve our risk management approach and risk and control simplification. The team is looking to recruit an individual who will be able to support the risk interpretation and presentation capabilities of the team. The individual should be proactive and keen to learn but does not necessarily need to have a long history in risk management where there are applicable transferable skills.

Key Responsibilities

Strategy

• Provide support to senior management on drafting papers and presentations for regulators, SC Bank or Group risk committee

Business

• Responsible for monitoring the Group Risk Appetite and Entity Risk Appetite (ERAA)
• Independently run the monthly ERAA reporting process and work with a wide range of stakeholders
• Preparing presentations for senior level risk committees
• Using a broad experience of risk to perform deep dives, segmentation and what-if analysis
• Carry out review and challenge of risk appetite thresholds and portfolio level limits
• Assist with analysis as and when requested for Group level committee papers.
• Support the Group's change initiatives for an automated RA reporting solution
• Support the development of analytical solutions to assess concentrations, correlations and emerging risks in the portfolio;

Processes

• Adhere to such process and governance requirements as requested by line management.
• Identify and engage relevant senior stakeholders.
• Participate in requirements gathering and support change management activities.

People & Talent

• Establish good working relationships with key stakeholders within and outside or risk

Risk Management

• Ensure policies/procedures are adhered

Governance

• Demonstrate an awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Deliver 'effective governance'; capability to challenge colleagues effectively; and willingness to work in an open and cooperative manner with all.
• Demonstrate leadership skill set.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Display exemplary conduct and live by the Group's Values and Code of Conduct. Our valued behaviours are "Do the Right Thing", "Never Settle", "Better Together".
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance. with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Achieve the outcomes set out in the Bank's Conduct Principles: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Internal Risk Appetite Team members
• Framework and Policy Team
• Risk Framework Owner Team
• Operational control Teams

Other Responsibilities

• As delegated by senior management from time to time.

Qualifications

• 7-10 years of experience in a risk related role including banking, consultancy or ratings agency
• Excellent presentational skills and ability to synthesize information, preparing packs for senior level presentations
• Prior experience in risk management/ analysis or financial institutions credit analysis is highly desirable
• Experience and knowledge of Risk Appetite development and risk assessment and/or experience of a range of risk types both financial and non-financial
• Excellent inter-personal skills; comfortable in building relationships across teams, with outstanding written and oral communication skills
• Strong analytical and data interpretation skills

Skills and Experience

• Professional Presentations
• Risk Management Principles
• Data Analytics

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.