Agriculture Finance Officer

4 days ago

Chhindwara Khandwa Mandsaur, India O3 Hire Full time ₹ 6,00,000 - ₹ 12,00,000 per year

Key Responsibilities:

  • Identify and evaluate agricultural loan opportunities through market research and client engagement.
  • Collect and analyze financial statements, crop plans, soil reports, and other relevant documents to assess creditworthiness.
  • Structure loan products tailored to agri-business needs
  • Prepare and present credit proposals in accordance with internal credit policies.
  • Build and maintain relationships with agri-retail clients, such as farm input suppliers, distributors, dairy farms, agro-processors, and cooperatives.
  • Conduct regular client visits and follow-ups to monitor business performance and ensure loan utilization aligns with intended purposes.
  • Act as a key contact between the Fintech and agricultural clients, resolving concerns and ensuring high customer satisfaction.

Preferred candidate profile

  • Strong understanding of agri-finance products and farm economics.
  • Excellent credit analysis and risk assessment skills.
  • Strong interpersonal, communication, and negotiation skills.
  • Ability to work independently and manage a field-based portfolio.
  • Familiarity with core banking systems and loan management tools.

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