Underwriter

22 hours ago

Pune, Maharashtra, India Career Guideline Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Full Job Description

Position Summary:

The Mortgage underwriting associate evaluate and determine the eligibility of loan applications

of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but

not limited to analyzing and verifying loan applications, review of all 4 C's, evaluating risks, and making loan eligibility decisions.

The incumbent ensures the accurate, efficient, and timely flow of information/documentation

for offering quality and efficient services.

Responsibilities:

 Knowledge of mortgage underwriting and Agency automated underwriting systems

 Demonstrate a full understanding of agency guidelines as well as posted Lender internal

guidelines

 Review all mortgage applications and documentation for accuracy and completeness

 Review and be able to complete a full analysis of all types of income

(Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral.

 Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual

risk, and promptly provide underwriting decisions to Mortgage Originators

 Review property documentation including title commitments, sales contracts, insurance,

and flood determinations

 Maintain a well-developed knowledge of loan product guidelines and industry

regulations, including assisting in the prevention, detection, and resolution of mortgage

fraud

 Review and analyze appraisals for value and compliance with industry requirements

 Demonstrate the ability to independently make sound decisions based on the

creditworthiness of the applicants based on established underwriting guidelines,

policies, procedures, knowledge, and experience

 Provide exceptional customer care (both internal and external) in a manner that

satisfies the individual needs of each customer and builds loyalty to the client

 Maintain confidentiality of all customer and employee information

 Respond positively to feedback and redirection

 Fully utilize systems, tools, training, and resources provided to maximize potential

 Assist other departments as needed

 Meeting daily production.

 Meeting the daily SLA requirement

 Meeting the daily Quality requirements

Qualifications Education:
Bachelors in any stream.

Experience
: 2+ years' increasingly responsible experience in related areas.

Knowledge/Skills/Abilities:

 Experienced mortgage professional with 2-3 years with mortgage underwriting.

 Has a complete understanding of Conventional, FHA and VA underwriting guidelines.

 Has working knowledge of real estate lending criteria and federal, state, and agency

compliance

 Can multi-task and manage time efficiently

 Has strong organizational skills, attention to detail, and basic Microsoft Office skills

 Good analytical and problem-solving skills.

 Strong organization and verbal and written communications skills.

 Highly adaptive and open to changes as the organization grows and its needs evolve.

  • Underwriter - Insurance

    6 days ago

    Pune, Maharashtra, India Cogneesol Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Insurance UnderwriterJob Overview:Responsible for assessing and evaluating insurance applications, determining risk levels, and making decisions regarding coverage and premiums. Work closely with brokers to ensure that policies align with underwriting guidelines and meet the needs of both the insured parties and IIS.Responsibilities and Duties:Risk...

  • Senior Underwriter

    2 weeks ago

    Pune, Maharashtra, India The HIRD Full time

    We're Hiring: Live / End-to-End UnderwriterAre you an experienced Underwriter looking to grow your career in a dynamic, fast-paced environment? We're on the lookout for a professional with 3.5+ years of relevant experience to join our team in Pune (UK Shift). Role: Underwriter (Live / End-to-End) Experience: 3.5+ years (relevant underwriting experience is...

  • Senior Underwriter

    2 weeks ago

    Pune, Maharashtra, India The HIRD Full time

    We're Hiring: Live / End-to-End UnderwriterAre you an experienced Underwriter looking to grow your career in a dynamic, fast-paced environment? We're on the lookout for a professional with 3.5+ years of relevant experience to join our team in Pune (UK Shift). Role: Underwriter (Live / End-to-End) Experience: 3.5+ years (relevant underwriting experience is...

  • Mortgage Underwriter

    4 weeks ago

    Pune, Maharashtra, India TalentBridge Full time

    NON-QM UNDERWRITER Job Duties: Underwrite and decision non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions. Maintain client SLA expectations: Achieves individual Underwriter quality benchmarks. Achieves individual production goals and turn times. In-depth Knowledge of Non-QM...

  • Mortgage Underwriter

    4 weeks ago

    Pune, Maharashtra, India TalentBridge Full time

    NON-QM UNDERWRITERJob Duties:Underwrite and decision non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions.Maintain client SLA expectations:Achieves individual Underwriter quality benchmarks.Achieves individual production goals and turn times.In-depth Knowledge of Non-QM...

  • Mortgage Underwriter

    1 day ago

    Pune, Maharashtra, India TalentBridge Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    NON-QM UNDERWRITERJob Duties:Underwrite and decision non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions.Maintain client SLA expectations:Achieves individual Underwriter quality benchmarks.Achieves individual production goals and turn times.In-depth Knowledge of Non-QM...

  • U.K Mortgage Underwriter

    4 weeks ago

    Pune, Maharashtra, India Selections HR Services Private Limited Full time

    We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards. Shift & Working Days: Shift: U.K...

  • Mortgage Underwriter

    4 weeks ago

    Pune, Maharashtra, India TalentBridge Full time

    NON-QM UNDERWRITERJob Duties: Underwrite and decision non-QM loans to comply with all applicable regulations.Should be able to underwrite all Tiers, including complex loan transactions.Maintain client SLA expectations: Achieves individual Underwriter quality benchmarks.Achieves individual production goals and turn times.In-depth Knowledge of Non-QM...

  • Team Lead- Underwriting

    1 day ago

    Pune, Maharashtra, India Mphasis Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Team Leader-UnderwriterDigital Risk's mission to MakeMortgages Safe?relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk's 1,500+ team members make us one of the largest mortgages outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing...

  • Underwriter Health Insurance

    3 days ago

    Pune, Maharashtra, India Valorcrest Solutions Full time ₹ 2,00,000 - ₹ 12,00,000 per year

    Role & responsibilitiesThe Underwriter is responsible for evaluating and analysing the risks involved in Health insurance proposals-Group Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance etc.They ensure sound underwriting practices while working closely with insurers and clients tosecure optimal coverage and terms.Key...