Credit Officer, VP

23 hours ago

Gurgaon, Haryana, India RBS Full time ₹ 15,00,000 - ₹ 30,00,000 per year

Join us as a Credit Officer

  • We're looking for someone with expert credit skills to ensure careful risk consideration when we make credit and lending decisions for our customers
  • You'll be identifying, assessing and managing credit risks, while also designing and delivering a risk-based controls framework across all Credit Risk business areas
  • You can expect to make a far-reaching impact in this role, as you provide a valuable capability to achieve a robust risk management culture across the bank
  • We're offering this role at vice president level
What you'll do

As our Credit Officer, you'll be working to maintain an effective management framework that helps us to identify, assess, manage and report credit risks. You'll be making sure that the right customer and conduct outcomes are delivered in relation to our lending and credit policy, through overseeing and challenging policies and first line processes and controls.

Throughout your role, you'll be guiding and developing a team responsible for carrying out key credit-related activities as well as deliverables on a wide range of projects and tasks. You'll make sure they're supported in their role and you'll provide coaching and feedback to help them achieve their objectives.

You'll also be:

  • Overseeing and challenging action plans and governance in relation to compliance with our Credit policy, as well as aligning the Retail policy with our bank-wide policy
  • Helping to review credit-related investigations and undertaking end-to-end policy reviews
  • Providing feedback on the refinement, simplification and development of credit policies
  • Overseeing activities across all business areas to ensure compliance with Retail Credit and business level policies
  • Managing and reporting credit risk situations that have the potential to damage credit risk from a financial, reputational or regulatory perspective
The skills you'll need

We're looking for someone with good knowledge of risk management and control processes in a financial services environment. You'll be degree educated or hold an equivalent qualification, and you should also have a broad understanding of external regulations and their impact on a business.

You'll bring this all together with:

  • Experience in credit risk management and an understanding of principles ,processes, retail, commercial banking and technology issues
  • An external understanding of regulation applicable to mortgages and consumer credit
  • The ability to analyse complex credit matters and identify material credit risk issues to simplify and create risk management solutions
  • Detailed analysis, understanding of deal features and alternatives, challenge, presenting alternative options, escalation, RoCL proposals, policy clarification/interpretation
  • Provide assurance of consistent and disciplined credit underwriting in line with risk appetite, with key risks identified
  • Independently able to assess/ recommend/ approve Warehousing/repo/swap/bond purchase deals.

Hours

45

Job Posting Closing Date:

06/11/2025

  • Credit Officer, VP

    3 days ago

    Gurgaon, Haryana, India Natwest Digitalx Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Join us as a Credit OfficerWe're looking for someone with expert credit skills to ensure careful risk consideration when we make credit and lending decisions for our customersYou'll be identifying, assessing and managing credit risks, while also designing and delivering a risk-based controls framework across all Credit Risk business areasYou can expect to...

  • Credit Officer

    1 day ago

    Gurgaon, Haryana, India HumGrow Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role Responsibilities:Evaluate mortgage loan applications and assess creditworthiness.Conduct comprehensive financial analysis of applicants' credit profiles.Review and verify applicant documentation for accuracy and completeness.Collaborate with loan officers to determine loan eligibility.Recommend loan approval or denial decisions based on credit...

  • We are hiring a Credit Officer in Gurgaon

    14 hours ago

    Gurgaon, Haryana, India Mspire Ventures Full time ₹ 30,00,000 - ₹ 42,00,000 per year

    Job Description:We are hiring a Credit Officer in Gurgaon.Position: Credit Officer (CO)Sector: NBFC (Non-Banking Financial Company)Location: GurgaonSalary: ₹3 LPA - ₹4.20 LPAQualification: Graduation (Must)Experience: Minimum 3 years as a Credit Officer in Home Loans (HL)Age: 22-33 years (Flexible with more experience)Role Overview:We are seeking a...

  • Credit Executive

    1 week ago

    Gurgaon, Haryana, India Naman Finlease pvt ltd. Full time ₹ 2,40,000 - ₹ 4,80,000 per year

    Role Description: This is a full-time on-site role for a Credit Executive. The Credit Executive will be responsible for credit control, credit management, utilizing analytical skills, managing finance-related tasks, and providing exceptional customer service on a daily basis.Key Responsibilities:Credit Control and Credit Management skillsAnalytical Skills...

  • TeamMember Credit

    1 week ago

    Gurgaon, Haryana, India American Express Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • Private Credit

    15 hours ago

    Gurgaon, Haryana, India NTT DATA, Inc. Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Hi All,NTT DATA is Hiring for Private Credit Role at Gurgaon Location.Position OverviewWe are seeking a detail-oriented and motivated professional with 3+ years of experience in private credit, loan instrument portfolio management, and fund accounting. The role involves supporting investment operations, managing loan portfolios, and ensuring accurate fund...

  • Credit Controller

    3 days ago

    Gurgaon, Haryana, India Aurora Energy Research Limited Full time ₹ 8,00,000 - ₹ 24,00,000 per year

    DescriptionWe are looking for an experienced Credit Controller to work within a dynamic, and fast-paced international company in the subscription and advisory space. This individual will be responsible for overseeing our global collection activity and supporting the Credit Manager's implementation of robust group credit policies.You will have the opportunity...

  • Credit Manager

    1 day ago

    Gurgaon, Haryana, India Zoukloans Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Role PurposeResponsible to curate the deal flow coming on online platform of the organization for underwriting, market intelligence,product parameters.The job holder is broadly responsible for the:Credit underwriting on the customer to make sure that customer fits into various lending parameters.Identify strengths and risks for any proposal and prepare...

  • Senior Administrative Assistant

    2 weeks ago

    Gurgaon, Haryana, India American Express Full time ₹ 8,00,000 - ₹ 18,00,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • VP of Sales Veterans Dedicated Opportunity

    5 days ago

    Gurgaon, Haryana, India Search Advisers Services Guj Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Role Overview:This role is exclusively for Veterans candidates who will lead the sales team, drive key client relationships, and deliver revenue targets for our Gurgaon office.Key Responsibilities:Define and implement sales strategies to maximize revenue and expand market share.Build strong client relationships and oversee major business accounts.Manage and...