Underwriting Specialist

2 days ago

Bengaluru, Karnataka, India Startek (Aegis Customer Support Services Pvt. Ltd.) Full time

STARTEK welcomes experienced professionals for the role of Credit Underwriters

"Underwrite for the World. Grow Your Career "

HR Name - Alisha A.

HR Contact

Interview Location - Startek ITPL, 6th Floor, Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru

Interview Date - 16th December '25 - 17th December 2025

Interview Time - 12:30 PM -- 05:30 PM

5 days working Rotational Shifts and Rotational Week offs

Location - ITPL, Bengaluru

About US - Our associates are central to our mission of combining people, technology, and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our teams come from many different backgrounds with rich and varied experiences. Our Values unite us, creating a shared set of behaviors that are common to all associates across Startek regardless of region or role. Our Values work together to guide our decision-making and shape the experience of our associates, our clients, and our shareholders.

Job Description -

  • Review and analyze credit applications for international clients.
  • Evaluate financial statements, bank statements, income documents, and credit bureau reports.
  • Assess risk by analyzing repayment capacity, credit history, debt ratios, and fraud indicators.
  • Make credit approval, decline, or recommendation decisions within assigned authority limits.
  • Ensure underwriting decisions comply with client guidelines, regulatory requirements, and internal policies.
  • Maintain accuracy, turnaround time (TAT), and quality benchmarks as per SLAs.
  • Identify red flags, discrepancies, and potential fraud risks; escalate when required.
  • Document underwriting decisions clearly and maintain audit-ready records.
  • Communicate with onshore teams, clients, or internal stakeholders for clarifications.
  • Support quality reviews, audits, and continuous process improvement initiatives.

Eligibility Criteria -

  • Minimum Educational Qualification - Graduation with no Backlogs
  • Strong communication and interpersonal skills to interact with customers in a professional and empathetic manner.
  • 1-3 years of experience as an Underwriter on role (NO Mortgage UW)
  • Strong analytical and financial assessment skills.
  • Knowledge of credit underwriting principles and risk management.
  • Ability to interpret financial statements and credit reports.
  • High attention to detail and accuracy.
  • Good written and verbal communication skills (international client interaction).
  • Ability to work in a fast-paced, SLA-driven environment.
  • Proficiency in MS Excel and underwriting systems/tools.

Interview Process

  • HR Screening
  • Operations Round
  • Salary discussion

Benefits

  • Free Transportation (2-way cab provided round the clock)
  • Quarterly Bonus

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