Area Credit manager – Large ticket underwriting – TATA Capital

DescriptionKey Objective of the Job:To drive Rural Individual Loan business underwriting and creating quality portfolio.Major Deliverables:•    1. Managing a team of Branch credit managers, Credit Executives. •    2. Conduct personal discussion with customers to establish Credit worthiness.•    3. Pre and post sanction credit risk...

Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring  To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures...

DescriptionMajor Deliverables: Quality of Credit UnderwritingPortfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etcPortfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etcTo raise early warning signals for exit of stress accounts and take due...

Job Description Roles & Responsibilities: Credit Analysis: - Conduct detailed credit analysis of proposals and prepare comprehensive credit notes. - Assess the financial viability, risk profile, and repayment capacity of corporate clients. Deal Structuring: - Participate proactively in deal structuring and credit enhancement to facilitate faster deal...

Job PurposeThe purpose of this job is to execute risk and credit operations on assigned transactions in alignment with established frameworks and processes, ensuring effective and efficient loan underwriting across ABHFL service offerings for sound portfolio quality management. This role is expected to take approval decisions as per approval matrix after due...

ROLEPURPOSE & OBJECTIVEExpertknowledge of assessing credit risk for large ticket size cases upto Rs. 1 Cr.Conductincome appraisal of MSME borrowers. In depth understanding andanalysis of P & L Account and Balance Sheet including cashflows of self-employed borrowers.Assessfinancial ratios, in depth knowledge of rational behindcalculation of ratios and its...

Description11031 To manage all activities pertaining to the sanction life cycle of all borrower accounts in the o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite for all customer segments for corporate finance products and present to senior level o Authorize deviations raised and...

Job Overview: The Conventional Underwriter plays a pivotal role in the meticulous review, conditioning, and underwriting of mortgage loans, ensuring adherence to established policies, procedures, and relevant guidelines. The incumbent scrutinizes all documentation for accuracy and completeness. Key **Required Skills**: Looking for 4+ years of...

ResponsibilitiesCredit appraisal and underwriting: Evaluate customer creditworthiness by analyzing financial statements, credit history, and market trends to approve or reject credit applications.Credit policy management: Develop, implement, and enforce the company's credit policies and guidelines to support sales growth and minimize risk.Working capital...

Major Deliverables Quality of Credit Underwriting Portfolio Performance w r t delinquencies deferrals Annual reviews renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors key business groups CA firms etc To raise early warning signals for exit of stress accounts and take due measures for timely...