Lead - Credit Analyst - Structured Finance

2 days ago

Gurgaon, Haryana, India SkillLabs Resource Services Full time ₹ 40,00,000 - ₹ 50,00,000 per year

Role Overview:

The incumbent will be responsible for end-to-end credit underwriting and portfolio management for a high-yield credit portfolio spread across diversified sectors including start-up and venture debt, real estate, structured promoter financing, and special situation lending. The role requires strong analytical capability, structuring acumen, and the ability to design customized risk-adjusted solutions across borrower types such as promoter groups, PE/VC-backed companies, SMEs, and Family Offices.

Job Decription

  • Underwrite, structure, and recommend credit proposals for complex and high-yield transactions, balancing risk and return objectives.
  • Manage underwriting for diversified asset classes — term loans, NCDs, lease rental discounting, promoter funding, and HoldCo lending.
  • Design tailored deal structures with appropriate security cover, covenants, and repayment mechanisms suited to borrower type and sector risk.
  • Collaborate with legal, technical, treasury, and risk teams during deal structuring, documentation, and closure.
  • Conduct ongoing portfolio monitoring to identify early warning signals, track performance trends, and recommend corrective measures.
  • Work closely with management to prepare analytical reports, portfolio reviews, and sector insights for decision-making.

Key Skills & Experience

  • Proven experience in corporate, structured, or venture lending across multiple sectors.
  • Strong grasp of financial modeling, risk assessment, and covenant structuring.
  • Exposure to promoter funding, PE/VC-backed lending, acquisition finance, and special situation credit.
  • Ability to interpret portfolio data, spot sectoral trends, and proactively manage risk.
  • Cross-functional coordination skills with understanding of legal, technical, and treasury aspects in credit.
  • Proficiency in Excel and PowerPoint; exposure to analytical tools (SQL/Python/SAS) preferred.

Profile Snapshot

A well-rounded credit professional who combines analytical rigor with practical structuring ability — capable of underwriting complex deals, managing diversified portfolios, and ensuring disciplined risk management across high-yield and structured finance exposures.

Job Type: Full-time

Pay: ₹4,000, ₹5,000,000.00 per year

Benefits:

  • Cell phone reimbursement
  • Commuter assistance
  • Health insurance
  • Provident Fund

Work Location: In person

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