Senior Product Consultant

About Us

Nucleus Software has been providing Products and Services to various Global and Regional Financial institutions, from past 39 years. As a pioneer IT service provider, Nucleus carry deep banking domain expertise and experience on latest technological trends. Nucleus's developed platforms powers the operations of more than 200 financial institutions in 50 countries, supporting multiple business vertical's, accessible through Mobile and internet channels. Their platform supports retail banking, corporate banking, cash management, internet banking, automotive finance & other business areas.

Our software powers the operations of more than 200 Financial Institutions in over 50 countries, supporting retail lending, corporate banking, cash management, mobile and internet banking, automotive finance, and other business areas.

• 39 years of focused expertise in banking and financial services
• Entrusted by Global and Regional banks as a preferred partner for bank's Traditional to Transformative journey
• Driving large Digitalization programs for various banks using Data Science, Cloud, AI/ML, DevOps, RPA based solutions.
• An organization with an "Employee First" outlook
• 100% referenceable Services customers with perfect or close to perfect C-SAT scores
• Recognized as a "Great Place to Work "by a global research organization

Job Description

We are hiring Loan Origination Experts who have hands-on experience in building and scaling Loan Origination Systems (LOS) across diverse lines of business. This is a high-impact role where you will work on mission-critical projects, helping design, configure, and implement next-gen LOS solutions integrated with global standards and AI-driven decisioning.

This opportunity provides a platform to leverage your domain knowledge, customer insight, and technical expertise to transform the lending ecosystem.

Key Responsibilities

• Lead design and implementation of end-to-end Loan Origination Systems across retail and MSME lending.
• Drive Rule Engine configurations to enable flexible, automated decision-making.
• Define, configure, and optimize Workflow Management to deliver seamless customer journeys.
• Build and maintain robust Master Management frameworks for customer, product, and transaction data.
• Deliver Mobility-first solutions for loan origination including agent, DSA, and customer applications.
• Manage Global Customer Data Models ensuring compliance, scalability, and unified 360° view across geographies.
• Design solutions spanning multiple product lines: Home Loan (HL), Personal Loan (PL), Loan Against Property (LAP), Gold Loan, Vehicle Loan, and others.
• Collaborate with FinTech ecosystem partners and India Stack (e.g., Aadhaar, PAN, DigiLocker, UPI, Account Aggregator, eSign, CKYC).
• Engage with multiple stakeholders across Sales, Credit, Risk, and Operations, ensuring requirements are translated into functional LOS configurations.

• Apply AI/ML techniques for:

• Risk scoring using alternative data (telecom, utility, social, cashflows).

• Predictive credit behavior modeling.
• Fraud detection and anomaly spotting.
• Conversational AI for faster onboarding and customer service.

Mentor team members and actively contribute to knowledge-sharing within the product and solution delivery teams.

Requirements

• Strong background in Loan Origination Systems design and implementation.
• Expertise in Rule Engines, Configurations, Workflow Management, Master Data Management, and Mobility Solutions.
• Deep understanding of lending product lifecycle across HL, PL, LAP, Gold, Vehicle, MSME, and Business Loans.
• Hands-on exposure to CPV/Field Investigation modules and external data integrations.
• Proven experience with FinTech integrations and Digital India Stack APIs.
• Knowledge of Global Customer Data Management and regulatory-compliant architectures.
• Practical application of AI/ML in credit decisioning, fraud analytics, and customer engagement.
• Strong stakeholder management and cross-functional collaboration skills.
• Open to Bankers from Sales/Credit backgrounds willing to transition into FinTech solution delivery.

Qualifications

• Graduate/Postgraduate in Engineering, Technology, or Finance.
• 8–12 years of experience in Lending / LOS / BFSI / FinTech product development.
• Strong communication, analytical, and problem-solving skills.

Benefits

• Opportunity to work on mission-critical projects for leading global banks and financial institutions.
• Exposure to multi-product lending portfolios and global LOS transformations.
• Work on AI-driven innovation in credit, fraud, and customer engagement.
• A collaborative ecosystem with senior domain experts and industry leaders.
• Fast-track growth for domain specialists and problem-solvers.

Job Information

Job Opening ID

NUCLEUS_1727

Business Unit Name

BUILD - NEO ENGINEERING

Job Type

Permanent

Grade

7

Date Opened

25/09/2025

Number of Positions

1

Industry

IT Services

City

Noida

Province

Uttar Pradesh

Country

India

Postal Code

201309