Collection Manager

3 days ago


Chandigarh, Chandigarh, India Adhunik Crop Care Pvt LTD Full time ₹ 1,20,000 - ₹ 2,52,000 per year
  1. Job Title

Credit & Collection Manager

  1. Core Purpose

To manage and control the company's credit exposure across the distributor/dealer network, ensuring healthy cash flow, minimizing bad debts, and supporting business growth through efficient credit policies and collection systems.

  1. Key Roles

* Oversee the credit evaluation and approval process for distributors, dealers, and customers.

* Ensure compliance with the company's credit policy and risk management framework.

* Coordinate closely with Sales, Finance, and Collection teams to maintain a balance

  1. Key Responsibilities

Credit Assessment & Control

* Conduct credit risk assessment of new and existing customers using financial analysis, payment history, and market intelligence.

* Define and monitor credit limits and payment terms for all customers.

* Regularly review credit exposure and recommend adjustments based on performance and market conditions.

* Maintain and update credit rating and risk categorization of customers.

Collections Management

* Track overdue payments and coordinate with regional sales and collection teams for timely recovery.

Coordination & Reporting

* Work closely with Sales Heads and Regional Managers to ensure proper alignment of credit and collection goals with sales targets.

* Report regularly to senior management on credit exposure, collection performance, and risk areas.

* Assist in internal and statutory audits related to receivables.

  1. Desired Skills & Competencies

* Strong understanding of financial statements, credit risk analysis, and customer due diligence.

* Sound knowledge of Agrochemical trade practices, distributor finance, and seasonal business cycles.

* Excellent communication and negotiation skills.

* Proficiency in ERP systems (e.g., SAP, Tally, or customized credit modules).

* Analytical mindset with strong attention to detail.

  1. Educational & Experience Requirements

* Qualification: B.Com / M.Com / MBA (Finance) preferred.

* Experience: Min 8-10 years in Credit Control / Accounts Receivable Management, preferably in FMCG, Agrochemical, or Agri-input industries.

Job Types: Full-time, Permanent

Pay: ₹1,000, ₹1,200,000.00 per year

Work Location: In person



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