Manager - DSMG - Motor Finance - Collections - Flows - Bkt 4+ GNPA - Chandigarh - SCO 11 - (M1-M3)

2 weeks ago

Chandigarh, Chandigarh, India Tata Capital Full time ₹ 10,00,000 - ₹ 25,00,000 per year
Key Responsibilities:

Collection Strategy & Execution:

Develop and implement effective collection strategies and action plans targeting delinquent accounts (Bkt 4+ and GNPA) in the motor finance portfolio to optimize recovery rates.

Team Management & Leadership:

Lead, motivate, and supervise the collection team to ensure adherence to targets, quality standards, and process compliance.

Portfolio Monitoring:

Regularly analyze delinquency trends, collection flows, and recovery metrics; prepare reports and insights to support business decisions.

Customer Interaction:

Oversee and ensure timely communication with customers for overdue payments, negotiating settlements, restructuring, or legal follow-ups where necessary.

Process Compliance:

Ensure collection activities comply with RBI guidelines, company policies, and legal frameworks.

Stakeholder Coordination:

Collaborate with credit, legal, and recovery departments for effective handling of stuck or difficult accounts.

Technology & Reporting:

Utilize collection management systems and tools to track progress, monitor team performance, and generate management reports.

Risk Management:

Identify early signs of stress in accounts and propose mitigation or recovery strategies to reduce write-offs.

Key Skills & Competencies:

Strong knowledge of motor finance collections and delinquency management.

Expertise in handling Bucket 4+ and GNPA accounts.

Leadership and team management capabilities.

Excellent negotiation and communication skills.

Analytical mindset with proficiency in data interpretation and reporting.

Familiarity with regulatory and legal aspects of collections.

Ability to work under pressure and meet targets.

Good understanding of collection software and CRM tools.

Qualifications:

Bachelor's degree in Finance, Business Administration, or related field.

MBA or equivalent qualification preferred.

Minimum 5-7 years of experience in collections management, preferably in motor finance or auto loans.

Prior experience handling Bkt 4+ and GNPA accounts is mandatory.

Performance Metrics:

Recovery rate from delinquent accounts (Bkt 4+ and GNPA).

Reduction in Gross Non-Performing Assets.

Team performance against set targets.

Compliance adherence and audit outcomes.

  • GS (General Studies) Teacher Required

    2 weeks ago

    Chandigarh, Chandigarh, India chandigarh career group Full time ₹ 2,40,000 - ₹ 4,80,000 per year

    General Studies teacher needed for Defence Coaching as well as for those students who are preparing for any other Competitive Exams.History , geography, polity, econonics , current affairsall above subjects should be perfect.Strong teaching skills and in-depth knowledge of the subject of general studies. A thorough understanding of instructional techniques...

  • RSM - Construction Finance / Chandigarh/Delhi

    7 days ago

    Chandigarh, Chandigarh, India Acura Solution Full time ₹ 12,00,000 - ₹ 16,00,000 per year

    Job Description:Position: Regional Sales Manager - Construction Finance.Location: ChandigarhSalary: 30 to 40% on current CTC (MAX upto 40%).Role: Team managing roleJD: sourcing for builders developers for Construction Finance cases. Increase builder connects in the given area and increase the the construction finance business for the company.Age : 39...

  • Collections Supervisor

    5 days ago

    Chandigarh, Chandigarh, India CITI Enterprise Full time ₹ 2,00,000 - ₹ 12,00,000 per year

    **Company DescriptionDebt Recovery company since 2000 in sector 40C chandigarh handling all debt recovery case's of banking /NBFC /fintech companies ....Role Description**This is a full-time on-site role for a Collections Supervisor located in Chandigarh. The Collections Supervisor will oversee and manage debt collection operations, ensuring timely and...

  • Phlebotomist for home sample collection

    5 days ago

    Chandigarh, Chandigarh, India Chandigarh Clinical Laboratories Pvt. Ltd. Full time ₹ 1,80,000 - ₹ 2,16,000 per year

    Education: DMLT/BSc-MLTHaving their own ConveyanceExpert in Blood sample collection with good communication skillsJob Type: Full-timePay: ₹15, ₹18,000.00 per monthAbility to commute/relocate:Chandigarh, Chandigarh: Reliably commute or planning to relocate before starting work (Required)Experience:total work: 1 year (Preferred)Work Location: In person

  • Urgent Requirment Cousellor cum tele caller

    2 weeks ago

    Chandigarh, Chandigarh, India chandigarh career group Full time ₹ 3,60,000 - ₹ 4,80,000 per year

    Urgent Requirement Front Desk Handling, HR Management, Telecalling with Some Computer Skill, Good Communication Skill with Attractive Personality Should be Able to Attend Telephonic Call & Other Correspondence Independently, Fresher also can apply.Salary + Incentive Based Full Time JobCompany - Chandigarh Career GroupAddress - 3rd Floor, SCO 110, 111, Sector...

  • Accounts Assistant

    5 days ago

    Chandigarh, Chandigarh, India Maac Chandigarh Full time ₹ 1,83,000 - ₹ 3,27,000 per year

    MAAC Chandigarh Academy is hiring a detail-oriented Accounts Assistant to support our finance team in managing student fee collections and ensuring smooth day-to-day accounting operations within the academy.Key ResponsibilitiesMaintain and update student fee records, receipts, and schedules.Assist in regular follow-ups with students/parents for pending...

  • Finance Head

    1 day ago

    Chandigarh, Chandigarh, India KarePartners Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Looking for Finance Head for Hospital chain based out of Chandigarh. Responsible for all aspects of Financial accounting, Budgeting, operations and reporting along with Cash flow, MIS & Regulatory Compliances, Managing Team & Vendor Management. Required Candidate profileLooking for CA(Female pref.) with min.10 years exp. for heading the Finance with...

  • Collection Manager

    2 weeks ago

    Chandigarh, Chandigarh, India Adhunik Crop Care Pvt LTD Full time ₹ 1,20,000 - ₹ 2,52,000 per year

    Job TitleCredit & Collection ManagerCore PurposeTo manage and control the company's credit exposure across the distributor/dealer network, ensuring healthy cash flow, minimizing bad debts, and supporting business growth through efficient credit policies and collection systems.Key Roles* Oversee the credit evaluation and approval process for distributors,...

  • Phlebotomist

    3 days ago

    Chandigarh, Chandigarh, India Prime Healthcare Full time ₹ 1,08,000 per year

    Number of available positions - 2Interview type - Walk in interviewJob timings - 8 Am to 2 pm - 1st Slot2 Pm to 8 pm - 2nd slot6 Days A week (Sunday Closed)Job location - Prime Healthcare SCO 10 Sector 27 D ChandigarhJob duties - handling receptionBlood sampling both in clinic and home collectionMiscellaneous clinic workJob Type: Full-timePay: ₹9,000.00...

  • Field Boy

    1 week ago

    Chandigarh, Chandigarh, India Sunland Education and Immigration Consultants Full time ₹ 96,000 - ₹ 1,20,000 per year

    Job Title: Field BoyCompany: Sunland Education & Immigration Consultant, ChandigarhLocation: SCO 260, Level I & II, Adjoining Nirman Cinema, Sector 32-D, Chandigarh Salary: ₹8,000 – ₹10,000 per monthJob Description:Sunland Education & Immigration Consultant is seeking a reliable and hardworking Field Boy to support our day-to-day operations. The ideal...