Credit Manager

2 weeks ago


Delhi Mehsana Mumbai NCR, India Ratnaafin Capital Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Role & responsibilities

  • Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer.
  • Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy.
  • Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval.
  • Conducting on sight/Call based due diligence.
  • Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager.
  • Addressing the concern raised by the Senior Credit/Underwriting Manager if any.
  • Compiling MIS on credit findings and queries raised by the field audit report.
  • Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes.
  • Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives.

Preferred candidate profile

  • CA/CFA or MBA in Finance.
  • Experience as a Credit Manager in Machinery/Equipment Finance.
  • Experience in EndtoEnd processing of loan proposal

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