Policy Lead
6 days ago
Role & responsibilities
- Developing and implementing lending policies for Cross Sell products, ensuring compliance with regulatory requirements and company guidelines.
- Responsible for portfolio quality, health and credit loss numbers.
- Analyzing market trends and industry data to recommend appropriate changes required to adapt to market requirement.
- Collaborating with the risk management team to assess creditworthiness and establish risk mitigation strategies.
- Conducting regular reviews of existing policies to identify areas for improvement or adjustment based on changing economic conditions or business goals.
- Interacting with internal stakeholders, such as sales, marketing, and operations, to align policies with overall business objectives.
- Monitoring and reporting on the performance of portfolios, identifying potential issues, and proposing solutions to optimize loan performance.
- Exposure to Technical and credit management software and rules and automation activities for the same.
Preferred candidate profile
- MBA/Post Graduate with 12-15 Years of experience.
- Strong Inter-personal, relationship building and leadership skills
- Good Articulation ability, decision making and Leadership Skills.
- Able to drive team
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