Credit Analyst-LC-NBFC

1 week ago


Mumbai, Maharashtra, India Acura Solution Full time ₹ 6,00,000 - ₹ 18,00,000 per year


Job Description:
  • Catering to the financial needs of the NBFCs & banks

    • Completing loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval in minimum TAT.
    • Preparation of Credit Memo basis assessment of various financial statements, background check of Borrower risk based on information from Exchange sites, MCA, Regulators sites; determine internal ratings for Bank using RAM designed by CRISIL. Discussions with the management teams of companies to understand their strategy and business model.
    • Examining external ratings and reports provided by rating agencies like CRISIL, ICRA related to companies and industry for wide based and informed view.
    • Providing on-going Monitoring & Surveillance of assigned portfolio, including rating changes, financial development, and news events.
    • Confer with credit association (CIBIL) and other business representatives to exchange credit information.
    • Strict compliance with RBI exposure norms and guidelines.
    • Preparing complete term sheet and co coordinating with post sanction departments for timely disbursements.



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