Credit Analyst
2 days ago
Job Description:
ROLE PURPOSE & OBJECTIVE:
- This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee.
- The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process.
- Manage complete credit appraisal and due diligence on credit cases within defined TAT.
- Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines
- Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions.
- Manage quicker TAT for processing cases
- Use Rating models to complete rating for all cases assigned
- Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio
- Maintain timely review/renewal of all cases on due dates
- Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines
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Credit Analyst
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