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Credit Analyst

2 weeks ago

Gurgaon, Haryana, India Suntory Global Spirits Full time ₹ 6,00,000 - ₹ 10,00,000 per year

JOIN OUR SUNTORY GLOBAL SPIRITS FAMILY

Suntory Global Spirits is a world leader in premium spirits with $5.5 billion in annual revenues and an ambition to become the Worlds Most Admired Premium Spirits Company. We have a strong vision and strategy, an incredible brand portfolio grounded in quality and craftsmanship, an unwavering commitment to sustainability and top talent across the organization. Known for its craftsmanship of premium whiskies, including Jim Beam, Maker's Mark, Basil Hayden and Knob Creek bourbons; Japanese whiskies, including Yamazaki, Hakushu, Hibiki and Toki; and leading Scotch brands including Teacher's, Laphroaig and Bowmore, Suntory Global Spirits also produces leading IMFL brand Oaksmith in India.

We are focused on driving value across key priorities including American whiskey, Japanese Spirits, Scotch, Tequila and Ready-to-Drink. Headquartered in New York City, Suntory Global Spirits is a subsidiary of Suntory Holdings, which is world renowned for delivering quality and excellence across a range of products and categories.

For more information, on our brands and commitment to social responsibility, please visit and

We are looking for people who bring something unique to Beam Suntory – themselves. We value differences, and we appreciate what each of us can contribute. We inspire each other, and challenge ourselves to innovate, improve, advance new ideas and try new things. We create endless opportunities to Unleash Your Spirit every day in a culture that is charged, creative, challenging and fun.

WHAT MAKES THIS A GREAT OPPORTUNITY?

A global company with approximately 6,000 employees in more than 30 countries, one of Suntory Global Spirit's core values is Growing for Good and through its Proof Positive sustainability strategy, the company has committed to ambitious goals and investments to promote environmental sustainability in its operations, ensure the company has a positive impact on the communities where employees live and work, and programs to educate and inform consumers to make the right personal choices about drinking. Headquartered in New York City, Suntory Global Spirits is a subsidiary of Suntory Holdings Limited of Japan.

Mission of Role

The Credit Analyst is responsible for supporting AR management for relevant markets/customers. This includes reviewing business plan and providing Credit alignment, verifying and processing sales orders, managing portfolio accounts, Coordinating with commercial teams and customers for payments. This individual directly interfaces with internal and external customers to resolve account discrepancies and build long-lasting relationships to drive collections and managing overdue. The analyst actively collaborates with other Credit team members and peers in Commercial, Billing, Cash Application, Commercial finance, Operations and tax to identify and resolve issues related to order release and potential cash flow problems. This role reports to Manager- Order to Cash.

Role Responsibilities

  • Perform credit reviews for customers in relevant markets, make sure the required documents are in place for assigning credit, correct risk category is defined in system.
  • Coordinate with commercial and commercial finance to pre-align the credit requirements for respective markets/customers based on sales plan and initiate required actions/approvals.
  • Manage the portfolio accounts handled within the prescribed policy and service sales orders.
  • Performs daily collection activities such as contacting customers/ respective commercial teams for past dues, sales coordinators for payment advice and TBO team for cash applications. Also support in "C" form collections, reconciliation of accounts, sending follow-up inquiries.
  • Coordinate with Credit Insurance Company and provide required information for coverage, timely updates and follow ups.
  • Maintains high level performance of customer portfolio, driving process improvement in the end-to-end Order to Cash Cycle.
  • Take actions to encourage timely debt payment, maintain/update account status records and collection efforts (SAP Logs)
  • Customer Visits (3-5 days in a month)
  • Maintain direct communication with clients to ensure timely payments
  • Investigate and resolve aged AR transactions for all accounts assigned by the Manager- Order to Cash
  • Verify customer reconciliations and escalate disputes with Commercial finance for resolution.
  • Weekly reports on collection activity and accounts receivable status
  • Perform monthly AML testing, monitor and escalate any unapplied collections, maintain cheque bounce tracker and escalate recurring cases.
  • Structures and owns deduction resolution strategies to identify and process account adjustments
  • Quarterly Bad debt provision and write off working
  • Reduction in 90 days outstanding and DSO improvement
  • Maintains accurate records including notes on customer communication and follow-up plans
  • Create reports relating to account receivable and cash flow forecasting
  • Supports internal & statuary Audits of the accounts receivable and improve efficiency
  • Engages in projects and process improvement initiatives as assigned by the Credit Manager
  • Escalate any potential defaults to the Manager- Order to Cash for review and appropriate action.

Qualification and Experience

  • A minimum bachelor's degree in finance and/or accounting, MBA will be an added advantage.
  • Reconciliation of complex accounts
  • Competency with large ERP systems preferably SAP
  • Confidence to deal with a range of stakeholders
  • Proficiency with Windows and MS offices especially in Excel Key Skills, Competencies & Experience
  • Strong analytical skills and attention to detail
  • Good business acumen for problem solving
  • Excellent time management skills and ability to prioritize a demanding workload
  • Solid written and oral communication
  • Ability to be flexible in a highly changing environment
  • Go getter and self-motivated Experience in shared services environment is plus

At Suntory Global Spirits, people are our number one priority, and we believe our people grow together in diverse and inclusive environments where their unique insights, experiences and backgrounds are valued and respected. Suntory Global Spirits is committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, military veteran status and all other characteristics, attributes or choices protected by law. All recruitment and hiring decisions are

based on an applicant's skills and experience.

WE BELIEVE IN EQUAL OPPORTUNITIES

We welcome applications from all members of society irrespective of age, gender identity, disability, sexual orientation, race, religion, or belief. All recruitment and hiring decisions are based on an applicant's skills and experience. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, and to perform crucial job functions. Please contact us if you require assistance.

In 2023, Suntory Global Spirits earned a top score in Human Rights Campaign Foundation's Corporate Equality Index and was a recipient of the Equality 100 Award: Leader in LGBTQ+ Workplace Inclusion.