Credit Analyst

3 days ago

Gurgaon, Haryana, India Fia Technology Services Full time ₹ 9,00,000 - ₹ 12,00,000 per year

Role & responsibilities

Job Description:

We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team at [FIA Technology] . As a Credit Analyst, you will play a critical role in assessing the creditworthiness of potential borrowers, managing risk, and optimizing our lending portfolio.

Responsibilities:

  • Conduct thorough financial analysis of loan applications to assess credit risk and determine creditworthiness.

  • Utilize advanced credit scoring models and analytical tools to evaluate borrower profiles.

  • Review and analyze financial statements, credit reports, tax returns, and other relevant documents to make informed lending decisions.

  • Collaborate with cross-functional teams to develop and implement credit policies and procedures that comply with regulatory requirements.

  • Monitor existing loan portfolios to identify potential risks and recommend appropriate actions to mitigate losses.

  • Conduct industry research and stay updated on market trends to inform credit decision-making processes.

  • Provide recommendations for loan structuring, pricing, and risk mitigation strategies.

  • Communicate effectively with internal stakeholders and external partners to ensure alignment on credit-related matters.

**Requirements:**

  • Bachelor's degree in Finance, Accounting, Economics, or related field. Master's degree or professional certification (e.g., CFA, FRM) is a plus.

  • Proven experience as a Credit Analyst in a fintech company, bank, or financial institution.

  • Strong analytical skills with proficiency in financial statement analysis and credit risk assessment.

  • Experience working with credit scoring models and underwriting software.

Knowledge of regulatory requirements and best practices in credit risk management.

  • Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams.

  • Detail-oriented and ability to thrive in a fast-paced, dynamic environment.

Preferred candidate profile

Only Immediate Joiner / Male candidates

Perks and benefits

Mobile reimbursement

Insurance

  • Credit Risk Analyst

    1 week ago

    Gurgaon, Haryana, India EXL Service Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Credit Risk Analyst (SAS/SQL) We're Hiring: Credit Risk Analyst (SAS/SQL) (Hybrid) Experience: 3+ years | Full-Time Notice Period: Immediate – 30 Days Must-Haves:Strong SAS (Base/Advanced) expertise Proficiency in SQL Credit Risk domain knowledge Advanced MS Excel skills Good to Have: Python/R, model validation/monitoring...

  • Credit Analyst

    6 days ago

    Gurgaon, Haryana, India Elements HR Services Pvt Ltd Full time ₹ 40,00,000 - ₹ 1,20,00,000 per year

    Position Title:Credit Analysis (Finance & Accounting)Location:GurgaonJob Type:Full-TimeFreshers Preferred.About the Role:We are looking for a dynamic and drivenCredit Analystto join our finance team. In this role, you will be responsible for performing detailed financial analysis, populating data into standardized templates, and identifying and assessing...

  • Credit Analyst

    2 weeks ago

    Gurgaon, Haryana, India Astranova Mobility Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    Responsibilities:Customer Credit Underwriting : Perform comprehensive credit analysis of the customer and create a standardized credit report for management review and approval.Customer Background Verification Analysis : Analyzing customer field inspection done via inhouse teams/third party, verifying through tele-verification and creating final CAM (Credit...

  • Associate, Credit Analyst

    1 week ago

    Gurgaon, Haryana, India Standard Chartered Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job ID: 41261Location: Gurgaon, INArea of interest: Corporate & Commercial BankingJob type: Regular EmployeeWork style: Office WorkingOpening date: 6 Oct 2025Job SummaryOur Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk...

  • Analyst - Credit Risk Analytics

    1 week ago

    Gurgaon, Haryana, India American Express Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • Analyst - Credit Risk Analytics

    1 week ago

    Gurgaon, Haryana, India American Express Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • Senior GRC Analyst

    1 week ago

    Gurgaon, Haryana, India Midland Credit Management Full time ₹ 10,00,000 - ₹ 25,00,000 per year

    The Information Security Analyst IV plays an integral part in the development, implementation, and compliance of information security across the global enterprise. Primarily responsible for managing risks related to the confidentiality, integrity, and availability of our information and will lead and support various information security efforts and...

  • Credit Risk Analyst – Automation

    7 hours ago

    Gurgaon, Haryana, India American Express Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • Credit Risk Analyst – Automation

    8 hours ago

    Gurgaon, Haryana, India American Express Full time ₹ 12,00,000 - ₹ 24,00,000 per year

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new...

  • Rating Analyst

    1 week ago

    Gurgaon, Haryana, India Acer Credit Rating Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    * Credit Analysis & Ratings across sectors* Conduct in-depth financial statement analysis, business model evaluation, cash flow assessment, and risk analysis* Prepare and present rating recommendations to rating committee* Build Financial Models Required Candidate profileBachelor's degree in Finance, Economics, Accounting, Business, or related field. ...