Senior Credit Analyst

1 day ago

Gurgaon, Haryana, India Galytix Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Business overview:

Galytix (GX) is delivering on the promise of AI.

GX has built specialised knowledge AI assistants for the banking and insurance industry. Our assistants are fed by sector-specific data and knowledge and easily adaptable through ontology layers to reflect institution-specific rules.

GX AI assistants are designed for Individual Investors, Credit and Claims professionals. Our assistants are being used right now in global financial institutions. Proven, trusted, non-hallucinating, our assistants are empowering financial professionals and delivering 10x improvements by supporting them in their day-to-day tasks

About the role:

·      

Develop and build the Banking product offering of Galytix on Credit. This product is being deployed at

global banks with a mandate to improve efficiency, experience and streamlining workflows

of Credit Analysts.

·      

Understanding of global accounting standards - IFRS, US-GAAP etc. Analyzing current and past

financial data to help build Early Warning Signals for the future.

·      

Analyzing Financial Statements - Income Statement, Balance Sheet, Cash Flow and its associated notes.

Building standardised harmonisation rules for automated spreading and associated

downstream credit and risk processes.

·      

Calculation of adjusted debt and analysis of off balance sheet debt items.

·      

Prepare and validate credit report templates across multiple industries.

·      

Engaging with multiple clients and end users to better understand their technical and reporting

requirements and help drive the product roadmap forward.

·      

Actively involved in training the internal team on credit and banking content.

What do we need?

·      

5-8 years of relevant experience as a credit analyst working for commercial banks.

·      

Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.

·      

Advanced certifications (optional but preferred): CFA, FRM, or MBA with a focus on finance or risk

management.

·      

Strong listening skills to understand client needs, concerns, and risk appetite.

·      

Excellent stakeholder management.

·      

Attention to detail and exceptional communication skills. 

Why Join Us?

We are a mission-driven firm that is revolutionising the Insurance and Banking industry. We are not aiming to incrementally push the current boundaries, we redefine them.

·      

Customer centric organisation with innovation at the core of everything we do.

·      

Capitalise on an unparalleled career progression opportunity.

·      

Work closely with senior leaders who have individually served several CEOs in Fortune 100 companies

globally.

·      

Develop highly valued skills and build connections in the industry by working with top-tier Insurance

and Banking clients on their mission-critical problems and deploying solutions integrated into their

day-to-day workflows and processes.

·      

For the past decade, India office has been on the forefront. What started as a vision has evolved into

something much bigger. We are at the brink of an exciting new chapter. It's time to go big. We are

growing at an unprecedented pace. But we are not just expanding for the sake of growth—we are

strategically positioning ourselves for greater impact and success in this fast-evolving market.

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