Branch Credit Manager
7 days ago
Roles and Responsibilities
- Manage credit proposals from branch teams, ensuring timely processing and decision-making.
- Conduct thorough analysis of loan applications, including financial statements, cash flows, and creditworthiness.
- Develop and maintain relationships with key stakeholders, including branches, customers, and internal teams.
- Ensure compliance with regulatory requirements and company policies related to credit underwriting.
- Identify areas for process improvement and implement changes to increase efficiency.
Desired Candidate Profile
- 3-5 years of experience in credit management or a related field (credit underwriting).
- Strong understanding of home loans, LAP (Loan Against Property), and other secured loan products.
- Excellent analytical skills with ability to interpret complex financial data.
- Proficiency in MS Office Suite (Excel) is essential.
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