Business Analyst

2 weeks ago

Bengaluru, Karnataka, India Gloify Full time ₹ 12,00,000 - ₹ 24,00,000 per year

About the Role

We are looking for an experienced
Business Analyst with strong expertise in the FinTech domain
, specifically in
Loan Origination Systems (LOS)
. The ideal candidate should have hands-on experience in requirement gathering, workflow design, documenting functional specifications, and working closely with product, technology, and business teams to enhance LOS features and processes.

Key Responsibilities

  • Work closely with stakeholders to gather, analyze, and document business requirements for LOS modules.
  • Translate business needs into detailed
    BRDs, FRDs, user stories
    , and process flows.
  • Support the design and implementation of LOS workflows including onboarding, KYC, underwriting, risk assessment, disbursement, and repayment journeys.
  • Conduct gap analysis between existing systems and business requirements.
  • Coordinate with development and QA teams to ensure accurate implementation of requirements.
  • Assist in UAT planning, test case review, execution, and issue resolution.
  • Analyze borrower journeys, credit decisioning rules, and loan lifecycle processes.
  • Recommend improvements for process optimization, automation, and product enhancements.
  • Ensure compliance with financial regulations, data privacy standards, and lending guidelines (RBI-based).
  • Work with data and analytics teams to generate insights for business and risk teams.

Required Skills & Qualifications

  • 3–6 years of experience as a
    Business Analyst in the FinTech/Lending domain
    .
  • Strong knowledge of
    Loan Origination Systems (LOS)
    and digital lending workflows.
  • Understanding of KYC processes, underwriting, credit scoring, risk models, and loan disbursement journeys.
  • Experience in preparing BRDs, FRDs, workflow diagrams, and user stories.
  • Hands-on experience with tools like
    JIRA, Confluence, Figma, MS Visio
    , etc.
  • Ability to coordinate with cross-functional teams—Tech, Product, Business, Risk, Compliance.
  • Strong analytical thinking, documentation skills, and communication skills.
  • Good understanding of APIs, integrations, and basic functional understanding of backend systems.

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