Area Manager Credit Operation
3 hours ago
End-to-End Credit & Operations Oversight with thorough knowledge of credit policy and process.
Supervise and manage the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC.
Ensuring gating rejections in line with credit policy and close monitoring on login quality.
Ensuring timely initiation of internal reports and checks as mandated by credit policy.
Oversee the CAM (Credit Appraisal Memo) preparation ensuring completeness and accuracy before submission to credit approvers, ensuring that key ratios are in lines with credit policy.
Conduct final review of loan files before disbursement, ensuring all documents are in place and compliant with internal and regulatory guidelines.
Review disbursement dockets and hand them over to the Operations team for final disbursement and payment processing.
Ensure 100% adherence to policies and SOPs across all credit-operations processes.
Identify and rectify process gaps to enhance efficiency and accuracy.
Manage and resolve queries from the Hind-Sighting Team and Internal Audit, implementing corrective actions as required.
Ensure compliance with regulatory requirements and internal controls.
Work on Loan Origination System (LOS) and Finnone for loan processing.
Familiarity with SFDC (Salesforce) and MS-Excel is an added advantage for tracking and reporting.
Support digital initiatives to streamline credit-operations processes and improve efficiency.
Manage a team of Credit Processing Associates (CPAs) across branches in the assigned region.
Ensure regular training and upskilling of CPAs to enhance process knowledge and efficiency.
Conduct periodic performance reviews and ensure team adherence to KPIs.
Foster collaboration between Credit, Sales, and Operations teams to ensure smooth loan processing.
Key Performance Indicators (KPIs):
First Time Right (FTR) – Ensuring minimal errors in loan files.
Turnaround Time (TAT) – Ensuring quick and efficient loan processing.
Compliance Adherence – No deviations from policy and regulatory guidelines.
Process Efficiency – Identifying and implementing improvements in workflows.
Driving penetration of E-NACH for improved operational efficiency
Ensuring acknowledgment of property papers / PDDs from the credit team
Responsible for timely handover of PF/Balance PF Cheques to operations team and tracking clearance of cheques.
Hold regular meetings with the business team & conduct regular training for improvement in FTR files
Work cross-functionally with internal partners to develop technological solutions and to adapt and deploy new technologies to drive efficiency, correct deficiencies, and build greater consistency in processes
Prioritize and manage critical projects for implementation of LOS/LMS and other technology enablement for the operating model of the HFC.
Ensuring low attrition for the team.
-
Area Manager Credit Operation
2 days ago
india Tata Capital Full timeDescription End-to-End Credit & Operations Oversight with thorough knowledge of credit policy and process. Supervise and manage the login of loan applications, ensuring all documents are in place as per policy guidelines including KYC. Ensuring gating rejections in line with credit policy and close monitoring on login quality. Ensuring timely...
-
Area Credit Manager
3 weeks ago
India Exclusive Leasing & Finance Private Limited Full timeJob Description Company Description We suggest you enter details here. Role Description This is a full-time, on-site role for an Area Credit Manager located in Haryana, India. The Area Credit Manager will oversee credit evaluations and approvals, ensuring compliance with policies and reducing credit risk. Responsibilities include assessing the financial...
-
Urgent Search! RC
4 weeks ago
Hyderabad, India Axis Bank Full timeJob Description RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub-Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products...
-
Credit Manager
6 days ago
india Tata Capital Full timeDescription Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to...
-
Area Credit Manager
4 weeks ago
Indore, India SkillLabs Full timeJob Description ey Responsibilities - Credit Assessment and Underwriting: Evaluate the creditworthiness of potential and existing customers (suppliers, distributors, etc.) applying for supply chain finance solutions. This includes: - Analyzing financial statements, cash flows, and bank statements to determine risk profiles. - Conducting thorough due...
-
Credit Manager
2 weeks ago
Lucknow, India Hyatt Regency Full timeJob Description Organization- Hyatt Regency Lucknow Summary You will be responsible to assist with the efficient running of the department in line with Hyatt International's Corporate Strategies and brand standards, whilst meeting employee, guest and owner expectations. The Credit Manager is responsible You will be required to supervise and oversee the...
-
Credit Manager
6 days ago
India Oyster HR — Global Remote Team Full timeJob Opportunity: Credit Manager (Part-Time)Oyster HR — Global Remote TeamAt Oyster HR, we partner with leading global businesses to help them hire, manage, and empower talent anywhere in the world. Our teams operate with a “360° ownership mindset” — meaning every role goes beyond traditional boundaries to serve broader business needs with agility,...
-
Credit Manager
6 days ago
India Oyster HR — Global Remote Team Full timeJob Opportunity: Credit Manager (Part-Time)Oyster HR — Global Remote Team At Oyster HR, we partner with leading global businesses to help them hire, manage, and empower talent anywhere in the world. Our teams operate with a “360° ownership mindset” — meaning every role goes beyond traditional boundaries to serve broader business needs with agility,...
-
Credit Manager
4 days ago
India Oyster HR — Global Remote Team Full timeJob Opportunity: Credit Manager (Part-Time) Oyster HR — Global Remote Team At Oyster HR, we partner with leading global businesses to help them hire, manage, and empower talent anywhere in the world. Our teams operate with a "360° ownership mindset" — meaning every role goes beyond traditional boundaries to serve broader business needs with agility,...
-
Remote - Workforce Management Analyst
3 weeks ago
India The Credit Pros Full timeJoin The Credit Pros for a 100 FULL-TIME REMOTE OPPORTUNITY Unlock Your Potential in the Thriving Credit Repair Industry Are you ready to take your career to new heights At The Credit Pros we believe that unique perspectives drive innovation and success We re seeking talented individuals who are passionate eager to learn and thrive on fresh challenges If you...
