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Underwriter Health Insurance
2 weeks ago
Role & responsibilities
The Underwriter is responsible for evaluating and analysing the risks involved in Health insurance proposals-
Group Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance etc.
They ensure sound underwriting practices while working closely with insurers and clients to
secure optimal coverage and terms.
Key Responsibilities:
Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance.
Recommend suitable products, terms, and comparative premiums to internal sales team/customers.
Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT.
Ensure accuracy in documentation like proposal forms and endorsements.
Coordinate with internal teams sales, operations, and claims – for smooth service delivery.
Maintain accurate underwriting records and reports.
Maintaining claim documentation for Group Mediclaim; Group Personal Accident; Workmen Compensation;
Group Term Insurance etc.
Key Skills & Competencies:
Sound knowledge of underwriting practices across Health Lines products (including Group
Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance).
Excellent verbal & written communication skills.
Excellent MS Office skills like advanced Excel, PowerPoint presentations.
Familiarity with IRDAI regulations and insurance systems.
Qualifications:
0–5 years of underwriting experience in General & Life Insurance company
or Insurance Broking Company.
Preferred candidate profile
