Underwriter Health Insurance

3 days ago


Pune, Maharashtra, India Valorcrest Solutions Full time ₹ 2,00,000 - ₹ 12,00,000 per year

Role & responsibilities

The Underwriter is responsible for evaluating and analysing the risks involved in Health insurance proposals-

Group Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance etc.

They ensure sound underwriting practices while working closely with insurers and clients to

secure optimal coverage and terms.

Key Responsibilities:

Evaluate and assess insurance proposals as per IRDA underwriting guidelines and documentation for Health insurance proposals- Group Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance.

Recommend suitable products, terms, and comparative premiums to internal sales team/customers.

Coordinate with insurers for quote procurement, premium negotiations and policy issuance within TAT.

Ensure accuracy in documentation like proposal forms and endorsements.

Coordinate with internal teams sales, operations, and claims – for smooth service delivery.

Maintain accurate underwriting records and reports.

Maintaining claim documentation for Group Mediclaim; Group Personal Accident; Workmen Compensation;

Group Term Insurance etc.

Key Skills & Competencies:

Sound knowledge of underwriting practices across Health Lines products (including Group

Mediclaim; Group Personal Accident; Workmen Compensation; Group Term Insurance).

Excellent verbal & written communication skills.

Excellent MS Office skills like advanced Excel, PowerPoint presentations.

Familiarity with IRDAI regulations and insurance systems.

Qualifications:

0–5 years of underwriting experience in General & Life Insurance company

or Insurance Broking Company.

Preferred candidate profile



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