Associate - Closing

Department

Closing

Job posted on

Oct 06, 2025

Employment type

Full Time

Analyst - Sr Analyst - Closing

Job Description

Job Code:

Job Title: Closer

Department:

Reports To: Operations Manager

FLSA Status: Non-Exempt

Summary:

The Closer will review and input of necessary information to purchase a closed mini-c loan in accordance with Moder guidelines. Employee will review closing documents, loan disclosures, compliance timelines, and fees on the final Closing Disclosure. Possess a comfort level with communicating electronically as well as via phone. Effectively maintain a pipeline of loans. Attention to detail is very important for this position.

Essential Job Functions may include:

• Ensure file and documents meet company and compliance requirements.
• Ability to accurately input information into Lakewood.
• Ability to multitask and remain focused and professional.
• Communicating efficiently with clients on items required and deadlines
• Provide excellent customer service at all times.
• Basic understanding of reviewing title work, homeowners insurance and flood certifications.
• Consistently meets deadlines.
• Assisting posting closing department with file deficiencies as needed.
• Review underwriting terms and conditions document to ensure all closing conditions are addressed.
• Review of Loan Estimates and Closing Disclosures for TRID compliance.
• Manage closing timeline to ensure in accordance with management instruction and ensure that appropriate file quality and timeliness are provided to clients.
• Communicate with clients on items required, deadlines and scheduling issues.
• Verify several aspects of the documentation and process including, but not limited to: property address, wire information for funding, information on insurance policy, information on the CPL and title commitment, and a fee quote
• Coordinate and communicate with client and processing team for correction and completion of all required documentation for the Closing Department.
• Develop in-depth knowledge of entire loan life cycle in order to fully understand implication of the work of the closing function.
• Become proficient with the document management system.
• Accurately electronically file documents and information in the system and ensure all information is complete and accurate. Use checklists and other job aides as necessary to accurately complete all required information.
• Basic understanding of all loan types – Conventional, USDA, VA, FHA
• Maintain regular and punctual attendance.
• Scheduling closings with brokers. Reviewing file with broker to insure it is ready for closing.
• Preparing closing figures, reviewing Lakewood input to make sure the file information is correct.
• Reviewing flood certificate, H.O. Insurance, Title commitment to make sure they are correct.
• Balancing figures with Title company, preparing closing instructions to title.
• Either preparing tri-party check or ordering funds from corporate.
• Preparing closing documents, reviewing documents and sending package to title for closing.
• Reviewing funding only requests, reviewing the documents and ordering the funds.
• Answering telephone inquiries related to loan closing.
• Completing special projects assigned by Closer Supervisor/Ops Manager.
• Assisting with problem resolution in cooperation with post-closing department, as needed.
• Any other duties assigned by management.

Supervisory Responsibilities:

This position has no supervisory responsibilities.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• Ability to work in a fast pace and deadline driven environment.
• Excellent working knowledge of Microsoft Office products
• Exceptional organizational and follow-up skills.
• Interact effectively with a diverse group of people.
• Work independently under minimal supervision.
• Ability to arrive for work on time and work overtime as required.

Education and/or Experience:

• Bachelor's degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.

Language Skills:

Ability to read, and interpret documents such as policy and procedure manuals, safety rules, operating and maintenance instructions. Ability to write routine reports and correspondence. Ability to speak effectively before groups of customers or employees of organization.

Job Responsibilities

The following statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. Moder may change the specific job duties with or without prior notice based on the needs of the organization.