Solution Designer – Credit Decisioning

4 days ago


Bengaluru, Karnataka, India Aarushi Infotech Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Solution Designer – Credit Decisioning & Collections Technology Area

This role is based within the Credit Decisioning & Collections Tech Area, part of Risk, Legal & Audit Domain, whose mission is to provide services to Australia Retail & Commercial Lending and support Retail Risk functions. This role is critical in enabling best of breed technology capabilities that enable ANZ to comply with its regulatory obligations and business goals.

This is an important position within the Tech Area, with potential to grow as an Architect, consist of supporting Tech Area squads' sprints, design evaluate solutions and provide technical expertise to squads.

To be successful in this role you will bring a 'can-do' attitude along with your extensive experience in at least one of these value steam Origination, Collections, Portfolio management & Risk domains.

What you bring to the Tech Area

First and foremost, we're looking for a passionate technologist who is always looking at doing things better (and actively contribute to cloud transformation) and from here, you will bring:

· Produce detailed component specifications and translating these into detailed designs for implementation/create design (from solution overview to lower- level design).

· Lead technical analysis and provide feedback to the squads as technical SME when appropriate.

· Identify issues and presenting alternatives to alleviate or resolve problems.

· Knowledge and experience of Risk products and services that are supporting essential customer journeys (Originations, Collections and Portfolio Management).

· Understanding of the technology stack in depth, including applications within and outside the tech Area.

· Ability to learn new technologies and processes used by tech area.

· Apply and adopt patterns available.

· Good communicator and problem solver that can understand and translate business needs into strategic technology roadmaps and architectural principles.

· Have good skills in consulting across the business and building collaborative relationships with stakeholders to understand business drivers, compliance impacts and direction and flow on technology impacts. 

Who are you?   

· A team player – You know we only win if we all win. You recognise and value the different perspectives and skills your colleagues bring. It is not about being a hero but jumping in and contributing to the successful delivery of the team's mission.

· The customer's biggest fan – You demonstrate a thirst for better understanding the customer and define the problem and develop solutions through their eyes.

· Comfortable being uncomfortable – You are comfortable with uncertainty and have the ability to effectively manage yourself through ambiguity and change.

· Continuous improvement junkie – You constructively challenge the status-quo, look for better ways to do things and passionately advocate continuous improvement.

· Committed to your own and other's growth – You strive to stretch and grow yourself and others by identifying your own development areas, seeking feedback and providing feedback to others to help them learn and grow every day.

· A problem solver – You are energised by tackling complex problems and use critical thinking, your network, skills, knowledge, and available data to drive better outcomes for our customers and the bank.

· Risk savvy – You build sustainable solutions that protect customers, stakeholders and the community.    



  • Bengaluru, Karnataka, India Standard Chartered Bank Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job ID: 40289Location: Bangalore, INArea of interest: OperationsJob type: Regular EmployeeWork style: Office WorkingOpening date: 17 Sept 2025Job SummaryTo build, implement scalable, standardized cost-effective Decision system platform using SM/ Power Curve Originations - PCO to support credit decision automation and real-time application decision.Ensure...

  • Decision Modeler

    4 days ago


    Bengaluru, Karnataka, India Acura Solution Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Description:Exp- 5 -8 yrsClient- HSBCDesignation- AM/M (30 Manager/  22 AM)Location- Bangalore onlyWork Mode- Hybrid ( 2 days from client office)UK Shift.REQ ID-3388Key Responsibilities:Lead model development projects, ensuring adherence to policy and standardsReview projects, guide analysts and managers, and provide analytical supportAct as a subject...


  • Bengaluru, Karnataka, India Acura Solution Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    Job Description:Evaluating Creditworthiness: Analyzing financial statements (balance sheets, profit & loss, cash flow statements), assessing credit history, and using credit scoring models to determine the likelihood of loan repayment. Managing Credit Risk: Developing and implementing credit policies and strategies, monitoring portfolio performance,...

  • Head of Data

    13 hours ago


    Bengaluru, Karnataka, India Credit Saison Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About Credit Saison IndiaEstablished in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale,...


  • Bengaluru, Karnataka, India HSBC Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Job descriptionSome careers have more impact than others.If you're looking for a career where you can make a real impression, join HSBC and discover how valued you'll be.HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses...

  • Credit Officer

    1 week ago


    Bengaluru, Karnataka, India Udhyam Financial Services Full time ₹ 6,00,000 - ₹ 18,00,000 per year

    Location - Bangalore (Ulsoor)About the RoleWe are looking for a Credit Officer to facilitate lending for our clients in MSME segments by assessing creditworthiness of loan proposals and processing relevant paperwork. You will help our clients acquire loans in a timely manner, while ensuring we comply with the law.To be successful in this role, you should...

  • Credit Analyst-

    2 weeks ago


    Bengaluru, Karnataka, India Innoventes Technologies Full time ₹ 9,00,000 - ₹ 12,00,000 per year

    About the RoleWe are seeking a detail-oriented and analytical Credit Analyst to join our team. The role involves evaluating the creditworthiness of individuals and organizations, assessing financial data, and preparing reports to support effective decision-making in lending and credit risk management. Key Responsibilities● Conduct thorough analysis of...


  • Bengaluru, Karnataka, India JPMC Candidate Experience page Full time US$ 90,000 - US$ 1,20,000 per year

    Are you looking for an opportunity where you can develop your skills and be part of a growing dynamic team?As a Credit Support Manager I within JPMorganChase, you will ensure compliance with credit agreement terms for a portfolio of borrowers. Your understanding of financial covenants is crucial in assessing borrower adherence and identifying defaults. You...

  • Credit Analyst

    2 days ago


    Bengaluru, Karnataka, India ABB Full time ₹ 1,20,000 - ₹ 1,80,000 per year

    At ABB, we help industries outrun - leaner and cleaner. Here, progress is an expectation - for you, your team, and the world. As a global market leader, we'll give you what you need to make it happen. It won't always be easy, growing takes grit. But at ABB, you'll never run alone. Run what runs the world.This Position reports to:Accounting & Reporting...

  • Lead AI Engineer

    15 hours ago


    Bengaluru, Karnataka, India Credit Saison Full time ₹ 2,00,00,000 - ₹ 2,50,00,000 per year

    About the company :Established in 2019, Credit Saison India (CS India) is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates...