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Credit Support

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Bengaluru, India Chase- Candidate Experience page Full time US$ 90,000 - US$ 1,20,000 per year

Are you looking for an opportunity where you can develop your skills and be part of a growing dynamic team?

As a Credit Support Manager I within JPMorganChase, you will ensure compliance with credit agreement terms for a portfolio of borrowers. Your understanding of financial covenants is crucial in assessing borrower adherence and identifying defaults. You use critical thinking to analyze complex agreements and emotional intelligence to build relationships with stakeholders. Managing conflicts and maintaining resiliency are essential, along with using strategic planning skills to guide the organization's direction. Your time management and organizational skills are key in managing tasks efficiently, significantly impacting team and department goals.

Job responsibilities 
  • Assess compliance with credit agreement terms for a designated portfolio of borrowers, ensuring adherence or identifying defaults.  
  • Interpret financial and other covenants in credit agreements, applying critical thinking to understand implications and risks.  
  • Perform credit analysis and monitor ongoing compliance with financial covenants within the assigned portfolio, using advanced time management skills to handle multiple tasks efficiently.  
  • Calculate cash flow and leverage ratios independently, in accordance with specific terms laid out in credit agreements.  
  • Develop a strong understanding of secured lending products, including borrowing base credit facilities, to support strategic planning and decision-making.  


Required qualifications, capabilities, and skills 
  • At least two years of expertise in credit support or related financial services, with the ability to interpret and analyze financial covenants and credit agreements. 
  • Proficiency in conflict management, including facilitating discussions and creating collaborative solutions. 
  • Advanced strategic planning skills, with a track record of defining organizational direction and making informed decisions on resource allocation. 
  • Strong proficiency in using MS Office tools, particularly MS Excel, for financial analysis and reporting. 


Preferred qualifications, capabilities, and skills 
  • Proficient in driving continuous improvement and process automation to enhance lending workflows and efficiency. 
  • Strong digital literacy skills, enabling effective use of technology in lending services. 
  • Adept in leading project management efforts to ensure the successful execution of lending service initiatives.