Mortgage Operations Analyst

5 days ago


Mumbai, Maharashtra, India Crisil Full time ₹ 4,00,000 - ₹ 8,00,000 per year

Mortgage Operations Analyst

Overview: Supports mortgage processing and servicing from disclosure through closing and boarding. Ensures compliance with Truth in Lending/RESPA Integrated Disclosure (TRID) rules, Home Mortgage Disclosure Act (HMDA), and other US mortgage regulations.

Key Responsibilities

  • Prepare and review mortgage disclosures (Loan Estimates and Closing Disclosures) within regulatory time frames.

  • Assemble and audit closing packages, coordinate with title companies and settlement agents.

  • Conduct pre‑ and post‑closing quality reviews to ensure loan files are complete and ready for delivery or servicing transfer.

  • Assist with boarding loans into the servicing platform and monitor escrow, tax and insurance processing.

Qualifications

  • Bachelor's degree preferred; 1–3 years of experience in mortgage processing or closing.

  • Strong knowledge of US mortgage regulations (TRID, RESPA, TILA, HMDA) and documentation requirements.

  • Proficiency with mortgage loan‑origination systems (e.g., Encompass) and strong

organizational skills.


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